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67
Annual Report 2015
-67-
F.
Financial assets credit quality and analysis of past due and impairment
(A)
The Bank and its subsidiaries’ financial assets credit quality and analysis of past due and impairment
Unit: In NT Thousand Dollars
December 31, 2015
Neither past due nor impaired
Past due but not impaired
Impaired
Reserve for
losses
Net amount
Excellent
Satisfactory
Fair
Weak
No rating
Subtotal
Excellent Satisfactory Fair
Weak
No rating Subtotal
Maximum credit risk exposure of
financial assets in balance sheet:
Cash and cash equivalents
$
143,550,943 $
527,447 $
- $ 28,339 $ 922,383 $ 145,029,112 $
- $ - $ - $ - $ - $
- $
- $
2,241 $
145,026,871
Due from Central Bank and call loans
to banks
494,835,011
2,520,701
1,336,751
1,863,239
1,506,992 502,062,694
- -
-
-
-
-
-
-
502,062,694
Financial assets at fair value through
profit or loss
- Debt instruments
36,133,325 2,628,415
553,122
-
64,680 39,379,542
- -
-
-
-
-
-
- 39,379,542
- Derivative financial instruments
2,381,617 4,747
-
-
2,471,230 4,857,594
- -
-
-
-
-
-
- 4,857,594
Bills and bonds purchased under
resale agreements
9,435,869
-
-
-
- 9,435,869
- -
-
-
-
-
-
- 9,435,869
Receivables
70,359,334 38,639,817
2,803,379
1,819,410 30,457,184 144,079,124
4,758 550
423
897
25,107
31,735 384,041 1,973,545 142,521,355
Bills discounted and loans
582,910,908 551,525,514
223,411,631 104,716,863 320,947,499 1,783,512,415
1,176,653
262,713
143,231
385,772
108,733 2,077,102 11,145,766 23,466,229 1,773,269,054
Available-for-sale financial assets-
Debt instruments
221,778,013
699,106
-
60,298
842,532
223,379,949
- -
-
-
-
-
-
-
223,379,949
Held-to-maturity financial assets-
Debt instruments
199,160,317
36,183
-
-
332,040
199,528,540
- -
-
-
-
-
-
-
199,528,540
Other assets
44,967 682,638
-
- 4,476,769 5,204,374
- -
-
-
-
- 5,626
2,992 5,207,008
Total
$ 1,760,590,304 $ 597,264,568 $ 228,104,883 $ 108,488,149 $ 362,021,309 $ 3,056,469,213 $ 1,181,544 $ 263,263 $ 143,654 $ 386,669 $ 133,840 $ 2,108,837 $ 11,535,433 $ 25,445,007 $ 3,044,668,476
Unit: In US Thousand Dollars
December 31, 2015
Neither past due nor impaired
Past due but not impaired
Impaired
Reserve for
losses
Net amount
Excellent
Satisfactory
Fair
Weak
No rating
Subtotal
Excellent Satisfactory Fair
Weak
No rating Subtotal
Maximum credit risk exposure of
financial assets in balance sheet:
Cash and cash equivalents
$
4,364,842 $
16,038 $
- $
862 $
28,046 $
4,409,788 $
- $ - $ - $ - $ - $ - $
- $ 68 $
4,409,720
Due from Central Bank and call loans
to banks
15,046,066
76,645
40,645
56,654
45,822
15,265,832
- -
-
-
-
-
-
-
15,265,832
Financial assets at fair value through
profit or loss
- Debt instruments
1,098,678
79,921
16,818
-
1,967
1,197,384
- -
-
-
-
-
-
- 1,197,384
- Derivative financial instruments
72,416 144
-
-
75,141
147,701
- -
-
-
-
-
-
- 147,701
Bills and bonds purchased under
resale agreements
286,909
-
-
-
-
286,909
- -
-
-
-
-
-
-
286,909
Receivables
2,139,362
1,174,892
85,240 55,321
926,088
4,380,903
145
17
13 27
763
965 11,677 60,008 4,333,537
Bills discounted and loans
17,724,121
16,769,810
6,793,105 3,184,045
9,758,803
54,229,884 35,777
7,988
4,355
11,730
3,306
63,156
338,901
713,519 53,918,422
Available-for-sale financial assets-
Debt instruments
6,743,433
21,257
-
1,833
25,618
6,792,141
- -
-
-
-
-
-
-
6,792,141
Held-to-maturity financial assets-
Debt instruments
6,055,714
1,100
-
-
10,096
6,066,910
- -
-
-
-
-
-
-
6,066,910
Other assets
1,367
20,757
-
-
136,122
158,246
- -
-
-
-
- 171 92 158,325
Total
$
53,532,908 $ 18,160,564 $
6,935,808 $ 3,298,715 $ 11,007,703 $
92,935,698 $
35,922 $
8,005 $ 4,368 $ 11,757 $
4,069 $ 64,121 $
350,749 $
773,687 $
92,576,881