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66

Mega ICBC

-66-

(B)

Loans and credit commitments of the Bank and its subsidiaries are shown below by location:

Loans and credit commitments

December 31, 2015

December 31, 2014

Amount

Percentage

(%)

Amount

Percentage

(%)

NT$

US$

NT$

ROC

$

1,686,167,196 $

51,269,983

75.42% $

1,692,236,215

76.19%

Asia

329,921,179

10,031,658

14.76% 326,654,290

14.71%

North America

113,011,992

3,436,268

5.05% 82,339,170

3.71%

Others

106,592,076

3,241,063

4.77% 119,951,596

5.39%

Total

$

2,235,692,443 $

67,978,972

100.00% $

2,221,181,271

100.00%

(C) Loans and credit commitments of the Bank and its subsidiaries are shown below by collaterals:

Loans and credit commitments

Loans and credit commitments

December 31, 2015

December 31, 2014

Amount

Percentage

(%)

Amount

Percentage

(%)

NT$

US$

NT$

Unsecured

$

946,448,173 $

28,777,918

42.33% $

949,352,916

42.74%

Secured

- Secured by stocks

135,224,849

4,111,678

6.05%

129,901,387

5.85%

- Secured by bonds

124,992,654

3,800,555

5.59%

121,567,167

5.47%

- Secured by real estate

786,175,539

23,904,632

35.16%

758,697,160

34.16%

- Secured by chattel

108,735,241

3,306,228

4.86%

107,034,588

4.82%

- Secured by letter of guarantee

54,096,746

1,644,878

2.42%

45,901,662

2.07%

- Others

80,019,241

2,433,083

3.59%

108,726,391

4.89%

Total

$

2,235,692,443 $

67,978,972

100.00% $

2,221,181,271

100.00%

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