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14

Mega ICBC

-14-

Overview of Business Operations

Business Activities

I.

Business Scope: Commercial banking, including a wide range of services indicated as following:

1.

Domestic Branches

Deposits

Loans & Guarantees

Documentary Credits

Remittance & Bill Purchase

Offshore Banking

Trust Business

Foreign Exchange Trading

Safety Boxes Services

Consumer Banking

U Card, VISA Card, MasterCard, JCB Card

Consignment Securities

Agency Services

Money Market Securities

Agency for selling gold, silver, gold/silver coins,

Gold Deposit Account

Electronic Banking

Investment Banking

2.

Overseas Branches

Deposits

Loans & Guarantees

Documentary Credits

Remittance & Bill Purchase

Foreign Exchange Trading

Loans Backed by the Overseas Chinese Credit

Guarantee Fund

Trading Consulting Services

Warehousing Services

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