55 / 120
52
Mega ICBC
-52-
Cumulative
translation
differences of foreign
operations
Available-for-sale
financial assets
Total
US$
January 1, 2015
$
16,724 $
68,105 $
84,829
Available-for-sale financial assets
Evaluation adjustment for the year
- (
44,844 ) (
44,844 )
Realized gain and loss for the year
- (
26,953 ) (
26,953 )
Cumulative translation differences of foreign operations
(
6,729 )
- (
6,729 )
Share of other comprehensive income of associates and
joint ventures accounted for under equity method
80
580
660
December 31, 2015
$
$10,075 ( $
3,112 ) $
6,963
Cumulative
translation
differences of foreign
operations
Available-for-sale
financial assets
Total
NT$
January 1, 2014
( $
900,707 ) $
561,140 ( $
339,567 )
Available-for-sale financial assets
Evaluation adjustment for the year
-
2,612,608
2,612,608
Realized gain and loss for the year
- (
955,578 ) (
955,578 )
Cumulative translation differences of foreign operations
1,439,923
-
1,439,923
Share of other comprehensive income of associates and
joint ventures accounted for under equity method
10,807
21,671
32,478
December 31, 2014
$
550,023 $
2,239,841 $
2,789,864
(25)
Net interest income
For the years ended December 31,
2015
2014
NT$
US$
NT$
Interest income
Discount and loan interest income
$
38,421,717 $ 1,168,260 $
36,544,774
Deposit and loan interest income of banks
5,000,034
152,032
8,460,956
Securities investment interest income
5,399,314
164,173
5,022,958
Interest income of forfeiting purchased
3,647,452
110,905
2,159,144
Interest income from buyout of documents against acceptance
519,504
15,796
217,124
Interest income of factoring acceptances receivable
290,015
8,818
402,976
Credit card interest income
202,501
6,157
235,261
Interest income of securities purchased under resale agreements income
44,123
1,342
27,637
Other interest income
354,613
10,782
378,970
Subtotal
53,879,273
1,638,265
53,449,800
Interest expenses
Deposit interest expense
( $
13,814,915 ) $
420,060 ) ( $
13,673,190 )
The Central Bank and the bank deposit interest expense
(
2,751,365 )
83,659 ) (
2,764,984 )
Interest expense of securities sold under repurchase agreements
(
344,480 )
10,474 ) (
826,535 )
Bond interest expense
(
844,776 )
25,686 ) (
883,201 )
Interest expense of structured products
(
69,888 )
2,125 )
-
Other interest expense
(
7,899 )
240 )
5,325 )
Subtotal
(
17,833,323 )
542,244 ) (
18,153,235 )
Total
$
36,045,950 $ 1,096,021 $
35,296,565
(26)
Fee income-net
For the years ended December 31,
2015
2014
NT$
US$
NT$
Service fee income
Trust service fee income
$
2,093,391 $
63,652 $
2,027,762
Import and export service fee income
656,531
19,963
784,979
Remittance service fee income
1,010,671
30,731
1,037,148
Agent service fee income
1,516,231
46,103
1,496,788
Guarantee service fee income
925,393
28,138
889,224
Loan service fee income
1,999,025
60,783
1,823,779
Other fee income
1,261,128
38,345
1,015,112
Subtotal
9,462,370
287,715
9,074,792
Service fee charges
Agent service fee
(
621,527 ) (
18,898 ) (
569,453 )
Custody fee
(
60,389 ) (
1,836 ) (
65,987 )
Other charges
(
180,533 ) (
5,490 ) (
185,705 )
Subtotal
(
862,449 ) (
26,224 ) (
821,145 )
Net fee income
$
8,599,921 $
261,491 $
8,253,647