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Annual Report 2015
-91-
J.
Loans
December 31, 2015
(Unit: In NT Thousand dollars)
Types
Number of
accounts or names
of related party
Highest
balance
Ending
balance
Default possibility
Collateral
Whether terms and conditions of the
related party transactions are different from
those of transactions with third parties.
Normal
loans
Overdue
accounts
Consumer loans
for employees
18
$
10,295 $
9,334 V
None
None
Home mortgage
loans
74
522,944 479,835 V
Real estate
None
Other loans
3
1,938,636
56,896 V
Real estate
None
December 31, 2015
(Unit: In US Thousand dollars)
Types
Number of
accounts or names
of related party
Highest
balance
Ending
balance
Default possibility
Collateral
Whether terms and conditions of the
related party transactions are different from
those of transactions with third parties.
Normal
loans
Overdue
accounts
Consumer loans
for employees
18
$
313 $
284 V
None
None
Home mortgage
loans
74
15,901
14,590 V
Real estate
None
Other loans
3
58,947
1,730 V
Real estate
None
December 31, 2014
(Unit: In NT Thousand dollars)
Types
Number of
accounts or names
of related party
Highest
balance
Ending
balance
Default possibility
Collateral
Whether terms and conditions of the
related party transactions are different from
those of transactions with third parties.
Normal
loans
Overdue
accounts
Consumer loans
for employees
17
$
11,832 $
9,288 V
None
None
Home mortgage
loans
64
554,406 469,949 V
Real estate
None
Other loans
2
194,777 106,777 V
Real estate
None
K.
Financial guarantees for related parties:
(Unit: In NT Thousand dollars)
Date
Names of
related party
Highest
balance
Ending
balance
Provision for
guarantee reserve
Rate
Collateral
December 31,
2015
Chung Kuo
Insurance
$
9,827 $
9,806 $
111
1%
The bank’s depsoits
(Unit: In US Thousand dollars)
Date
Names of
related party
Highest
balance
Ending
balance
Provision for
guarantee reserve
Rate
Collateral
December 31,
2015
Chung Kuo
Insurance
$
299 $
298 $
3
1%
The bank’s depsoits
(Unit: In NT Thousand dollars)
Date
Names of
related party
Highest
balance
Ending
balance
Provision for
guarantee reserve
Rate
Collateral
December 31,
2014
Chung Kuo
Insurance
$
21,813 $
9,441 $
106
1%
The bank’s depsoits
L.
Derivative transactions with related parties as of December 31, 2015 and 2014: None.
M.
Information on remunerations to the Bank’s directors, supervisors, general managers and vice general manager:
For the year ended
2015
2014
NT$
US$
NT$
Salaries and other short-term employee benefits
$
80,744 $
2,455 $
68,156
Post-employment benefits
2,565
78
2,381
Total
$
83,309 $
2,533 $
70,537
12.
PLEDGED ASSETS
Please refer to Note 6 (3), (6) and (7) for details of the assets pledged as collateral as of December 31, 2015 and 2014.