Mega Bank Annual Report 2017

80 Mega Bank -80- (B) Assets of the Bank and subsidiaries with credit risk are analyzed as follows: Unit: In NT Thousand Dollars December 31, 2017 Cash and cash equivalents, due from the Central Bank and call loans to banks Bills discounted and loans Receivables Bills and bonds purchased under resale agreement and debt instruments Derivative financial instruments Other items included in balance sheet Credit commitments Total Government organization $ 333,644,271 $ 9,986,629 $ 547,504 $ 59,162,635 $ 45 $ 24,069 $ 85,422,512 $ 488,787,665 Financial institution, investment and insurance 372,836,035 186,336,651 6,500,716 457,341,745 2,538,097 2 17,823,331 1,043,376,577 Enterprise and commerce - 1,174,996,432 45,325,943 73,883,422 432,451 2,238,281 245,373,373 1,542,249,902 Individuals - 408,737,114 5,193,819 - 25,425 304,848 61,148,036 475,409,242 Others - 10,459,435 3,303,549 353,450 268,328 38,503 2,183,854 16,607,119 Total 706,480,306 1,790,516,261 60,871,531 590,741,252 3,264,346 2,605,703 411,951,106 3,566,430,505 Less: Allowance for probable losses ( 1,293 ) ( 28,355,505 ) ( 1,664,722 ) - - ( 1,525 ) - ( 30,023,045 ) Net $ 706,479,013 $ 1,762,160,756 $ 59,206,809 $ 590,741,252 $ 3,264,346 $ 2,604,178 $ 411,951,106 $ 3,536,407,460 Trade finance to enterprises accounted for10.82%, totaling NT$127,089,636 thousand. Housing mortgage loans to individuals accounted for 75.32%, totaling NT$307,847,048 thousand. Unit: In US Thousand Dollars December 31, 2017 Cash and cash equivalents, due from the Central Bank and call loans to banks Bills discounted and loans Receivables Bills and bonds purchased under resale agreement and debt instruments Derivative financial instruments Other items included in balance sheet Credit commitments Total Government organization $ 11,253,517 $ 336,840 $ 18,467 $ 1,995,501 $ 2 $ 812 $ 2,881,223 $ 16,486,362 Financial institution, investment and insurance 12,575,420 6,284,965 219,263 15,425,720 85,608 - 601,165 35,192,141 Enterprise and commerce - 39,631,558 1,528,803 2,492,020 14,586 75,495 8,276,220 52,018,682 Individuals - 13,786,330 175,183 - 858 10,282 2,062,468 16,035,121 Others - 352,787 111,426 11,921 9,050 1,299 73,659 560,142 Total 23,828,937 60,392,480 2,053,142 19,925,162 110,104 87,888 13,894,735 120,292,448 Less: Allowance for probable losses ( 44 ) ( 956,405 ) ( 56,150 ) - - ( 52 ) - ( 1,012,651 ) Net $ 23,828,893 $ 59,436,075 $ 1,996,992 $ 19,925,162 $ 110,104 $ 87,836 $ 13,894,735 $ 119,279,797 Trade finance to enterprises accounted for 10.82%%, totaling US$4,286,618 thousand. Housing mortgage loans to individuals accounted for 75.32%, totaling US$10,383,400 thousand. Unit: In NT Thousand Dollars December 31, 2016 Cash and cash equivalents, due from the Central Bank and call loans to banks Bills discounted and loans Receivables Bills and bonds purchased under resale agreement and debt instruments Derivative financial instruments Other items included in balance sheet Credit commitments Total Government organization $ 360,860,952 $ 8,467,889 $ 374,127 $ 34,652,853 $ - $ 17,378 $ 84,705,196 $ 489,078,395 Financial institution, investment and insurance 269,579,542 161,889,924 7,001,905 420,575,817 2,270,646 58 15,874,010 877,191,902 Enterprise and commerce - 1,166,873,194 48,085,489 65,393,120 867,531 952,480 269,879,135 1,552,050,949 Individuals - 394,633,931 4,767,526 - 45,515 312,976 56,710,159 456,470,107 Others - 10,108,060 624,882 283,986 599,432 65,479 1,646,707 13,328,546 Total 630,440,494 1,741,972,998 60,853,929 520,905,776 3,783,124 1,348,371 428,815,207 3,388,119,899 Less: Allowance for probable losses ( 2,206 ) ( 26,694,232 ) ( 1,428,738 ) - - ( 3,034 ) - ( 28,128,210 ) Net $ 630,438,288 $ 1,715,278,766 $ 59,425,191 $ 520,905,776 $ 3,783,124 $ 1,345,337 $ 428,815,207 $ 3,359,991,689 Trade finance to enterprises accounted for 8.08%, totaling NT$94,290,515 thousand. Housing mortgage loans to individuals accounted for 76.34%, totaling NT$301,249,912 thousand.