Mega Bank Annual Report 2017

17 Annual Report 2017 -17- Overview of Business Operations Business Activities I. Business Scope: Commercial banking, including a wide range of services indicated as following: 1. Domestic Branches „ Deposits „ Loans & Guarantees „ Documentary Credits „ Remittance & Bill Purchase „ Offshore Banking „ Trust Business „ Foreign Exchange Trading „ Safety Boxes Services „ Consumer Banking „ U Card, VISA Card, MasterCard, JCB Card „ Consignment Securities „ Agency Services „ Money Market Securities „ Agency for selling gold, silver, gold/silver coins, Gold Deposit Account „ Electronic Banking „ Direct Investment Business 2. Overseas Branches „ Deposits „ Loans & Guarantees „ Documentary Credits „ Remittance & Bill Purchase „ Foreign Exchange Trading „ Loans Backed by the Overseas Chinese Credit Guarantee Fund „ Trading Consulting Services „ Warehousing Services II. Distribution of Mega Bank ’ s Net Operating Income As of December 31, 2017 Item Amount (thousands in NT$) As percentage of Net Operating Income (%) NET INTEREST INCOME 33,552,745 67.67 NON-INTEREST INCOME 16,029,323 32.33 Net service fee income 6,870,359 13.86 Gains on financial assets and liabilities at fair value through profit or loss 5,425,632 10.94 Realized gains on available-for-sale financial assets 1,484,447 2.99 Foreign exchange gain 1,853,603 3.74 Loss on asset impairment -205,179 -0.41 Investment income recognized by the equity method 471,613 0.95 Net other non-interest income 235,497 0.47 Gain on financial assets carried at cost 619,151 1.25 Net other miscellaneous loss -725,800 -1.46 NET OPERATING INCOME 49,582,068 100.00