兆豐國際商業銀行109年 年報

Annual Report 2020 154 財 務 概 況 154 ᕓᅺ⫀⫢₊⻞Ȯ༼⫏⃅׶ᆙ₳ ד ံᲩᏕᗼ ࠀ ㅱ׿⪭⪸べଶࢊ ب Ŋᕓሶʏ˫Ĩϊ⠣⸇༼⫏⃅׶ ט ӷ₇⃥ㆺるഛㅨ᱿Ễಙȯ⤶ሷ ϟံȮㅷ⨸ ד ͛कᾷ᫧⣳હŊ˫ ד ଃྃሷΤ⊵ȮᮟᏈゝʑಙʠく㆜࿳ᾷȯ 12. ᄖ฾ಙӠኔ ቏⠗ ד ઈ⠗⸉➄డң ( ؐ˅ᆞ‚ ד ㄄˅ᆞ‚ ) ᄖ฾ඖӠኔ ܈̤Řᅘ⎔౬˧Ҁ ᖁ ߡ 109 ౺ 12 ሶ 31 ᅺ ʙ⣬ㆺる ⩐Ւౘಙ ഛㅨ⦦ᆙ ံᲩ ᓏᲩ कֈㆺる ᅘ⎔౬҈⇾⸉ȮᅺҀȮᓿҀ ד Ң˟׳౬Ӳ֗ϊ 1.32% ( $ 84,477 ) $ - कֈㆺる ᅘ⎔౬҈⇾⸉ȮᅺҀȮᓿҀ ד Ң˟׳౬Ӳ⪿ϊ 1.32% 84,477 - Ӵ᪓ㆺる ʙ⣬Ӵ᪓ʀ֗ 1BPS 8,218 ( 86,185 ) Ӵ᪓ㆺる ʙ⣬Ӵ᪓ʁが 1BPS ( 8,218 ) 86,185 ᓏᲩ⨢Ӿㆺる ⎔ᢕゝʑఱࢍԽᓏ྆ᄲʁ⭒ 1% ( 36,790 ) ( 65,541 ) ᓏᲩ⨢Ӿㆺる ⎔ᢕゝʑఱࢍԽᓏ྆ᄲʀ֗ 1% 36,790 65,541 ܈̤Řᅘ⎔౬˧Ҁ ᖁ ߡ 108 ౺ 12 ሶ 31 ᅺ ʙ⣬ㆺる ⩐Ւౘಙ ഛㅨ⦦ᆙ ံᲩ ᓏᲩ कֈㆺる ᅘ⎔౬҈⇾⸉ȮᅺҀȮᓿҀ ד Ң˟׳౬Ӳ֗ϊ 1% ( $ 31,928 ) $ - कֈㆺる ᅘ⎔౬҈⇾⸉ȮᅺҀȮᓿҀ ד Ң˟׳౬Ӳ⪿ϊ 1% 31,928 - Ӵ᪓ㆺる ʙ⣬Ӵ᪓ʀ֗ 1BPS 14,235 ( 106,752 ) Ӵ᪓ㆺる ʙ⣬Ӵ᪓ʁが 1BPS ( 14,235 ) 106,752 ᓏᲩ⨢Ӿㆺる ⎔ᢕゝʑఱࢍԽᓏ྆ᄲʁ⭒ 1% ( 54,754 ) ( 50,470 ) ᓏᲩ⨢Ӿㆺる ⎔ᢕゝʑఱࢍԽᓏ྆ᄲʀ֗ 1% 54,754 50,470 13. ҝ⿭ᱹ⠗⹾⠗⪮Ֆࢊ ب ℶ⢌᜾ԅʠ⣳હဦヮʶㅮ ቏⠗Ӵ᪓ᄖ฾ඖ⫏ᮟ⪭ЙӠኔ⠧ ( ᅘ⎔౬ ) 109 ౺ 12 ሶ 31 ᅺ ܈̤Řᅘ⎔౬˧ҀŊ % ㅮᲿ 1 ⎏ 90 ट ( ؐ ) 91 ⎏ 180 ट ( ؐ ) 181 ट⎏ 1 ౺ ( ؐ ) ⬢⳧ 1 ౺ ׶⤺ Ӵ᪓ᄖ฾ඖ⫏ᮟ $ 796,396,316 $ 942,391,694 $ 92,156,355 $ 137,990,275 $ 1,968,934,640 Ӵ᪓ᄖ฾ඖ⪭Й 610,349,253 844,287,606 55,429,074 9,522,032 1,519,587,965 Ӵ᪓ᄖ฾ඖ⇃ ם $ 186,047,063 $ 98,104,088 $ 36,727,281 $ 128,468,243 $ 449,346,675 ᛍϊ $ 282,209,651 Ӵ᪓ᄖ฾ඖ⫏ᮟ⎞⪭Йᕗ᪓ 129.57% Ӵ᪓ᄖ฾ඖ⇃ ם ⎞ᛍϊᕗ᪓ 159.22% ቏⠗Ӵ᪓ᄖ฾ඖ⫏ᮟ⪭ЙӠኔ⠧ ( ᅘ⎔౬ ) 108 ౺ 12 ሶ 31 ᅺ ܈̤Řᅘ⎔౬˧ҀŊ % ㅮᲿ 1 ⎏ 90 ट ( ؐ ) 91 ⎏ 180 ट ( ؐ ) 181 ट⎏ 1 ౺ ( ؐ ) ⬢⳧ 1 ౺ ׶⤺ Ӵ᪓ᄖ฾ඖ⫏ᮟ $ 555,584,995 $ 913,074,565 $ 22,892,052 $ 154,092,044 $ 1,645,643,656 Ӵ᪓ᄖ฾ඖ⪭Й 481,824,600 726,722,387 53,519,867 18,785,106 1,280,851,960 Ӵ᪓ᄖ฾ඖ⇃ ם $ 73,760,395 $ 186,352,178 ( $ 30,627,815 ) $ 135,306,938 $ 364,791,696 ᛍϊ $ 278,923,929 Ӵ᪓ᄖ฾ඖ⫏ᮟ⎞⪭Йᕗ᪓ 128.48% Ӵ᪓ᄖ฾ඖ⇃ ם ⎞ᛍϊᕗ᪓ 130.79% ⦦ᆙŘ 1. ቏⠧͸ࢯ૯ⅶ⠗ ߡד ҙकӠᄄᑨᐉᅘ⎔౬ⵒӠ ( ʃؐक౬ ) ʠ⸉㆜ȯ 2. Ӵ᪓ᄖ฾ඖ⫏ᮟ ד ⪭Й͸྆ҢᄇᲩ໣ໞ቏ ט Ӵ᪓⩐ՒഛㅨʠᮝӴ⫏ᮟ ד ˡ෉⪭Йȯ 3. Ӵ᪓ᄖ฾ඖ⇃ ם śӴ᪓ᄖ฾ඖ⫏ᮟŋӴ᪓ᄖ฾ඖ⪭Йȯ 4. Ӵ᪓ᄖ฾ඖ⫏ᮟ⎞⪭Йᕗ᪓śӴ᪓ᄖ฾ඖ⫏ᮟ ⁄ Ӵ᪓ᄖ฾ඖ⪭Йȯ ቏⠗Ӵ᪓ᄖ฾ඖ⫏ᮟ⪭ЙӠኔ⠧ ( ⇾⸉ ) 109 ౺ 12 ሶ 31 ᅺ ܈̤Ř⇾⸉˧ҀŊ % ㅮᲿ 1 ⎏ 90 ट ( ؐ ) 91 ⎏ 180 ट ( ؐ ) 181 ट⎏ 1 ౺ ( ؐ ) ⬢⳧ 1 ౺ ׶⤺ Ӵ᪓ᄖ฾ඖ⫏ᮟ $ 30,413,504 $ 783,232 $ 398,409 $ 671,968 $ 32,267,113 Ӵ᪓ᄖ฾ඖ⪭Й 37,787,700 3,079,796 2,078,458 - 42,945,954 Ӵ᪓ᄖ฾ඖ⇃ ם ( $ 7,374,196 ) ($ 2,296,564 ) ( $ 1,680,049 ) $ 671,968 ( $ 10,678,841 ) ᛍϊ $ 537,724 Ӵ᪓ᄖ฾ඖ⫏ᮟ⎞⪭Йᕗ᪓ 75.13% Ӵ᪓ᄖ฾ඖ⇃ ם ⎞ᛍϊᕗ᪓ ( 1,985.93% )