兆豐國際商業銀行109年 年報

139 財 務 概 況 139 ܈̤Řᅘ⎔౬˧Ҁ ᖁ ߡ 108 ౺ 12 ሶ 31 ᅺ ჂΎ ٴ ᛍ㆜˅ԟⅶ₎હ Ң˟Βᮢ࣑೼ ׶⤺ ⠧ҙㅮᲿ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ŋЙՖడң $ - $ - $ 5,187,937 $ 5,187,937 ŋ⠘ᮝడң 1,973,426 262,834 - 2,236,260 え⫢ ߊ ṠӾ ד ЙӾ༼⫏ 7,522,949 - - 7,522,949 ⫅᫠ ד ᄍᓰ 1,149,068,826 - 73,351,554 1,222,420,380 ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ŋЙՖడң - - 17,549,291 17,549,291 ྈ჻⺨രໞ቏⠣⸇ʠЙՖడң༼⫏ - - 42,530,178 42,530,178 ⠧कㅮᲿ ʃ ר Ⴃ⺨ʠ༫⧤ 26,729,775 - 4,148,331 30,878,106 Ύ⨢ ד Βᮢᨊ 45,740,357 - 1,903,697 47,644,054 ⥘ 1 ŘჂΎ ٴ ؐʃՒᮟȮՒᮟȮᓏӴ⨢ሬȮሷъ⨢ӾȮહએ܈ȮΒᮢᨊ ד ᧎ᓏȯ (1) ࿙Β⫏ᮟʠჂΎ ٴ ъϊ͸˫དϊ / ఱϊ⎞ሱञሀる⸉㆜ ח ઝ̥ȯ␵ᤀᘍ ח വདϊŊവ˫⿀ъ⥫̒ȯ (2) ㄄࿙Β⫏ᮟʠჂΎ ٴ ъϊ͸˫ఱϊ⎞ሱञሀる⸉㆜ ח ઝ̥ȯ ⥘ 2 Řᛍ㆜˅ԟⅶ₎હ ד Ң˟Βᮢ࣑೼ʠ⦦ᆙ⦼⦀え⥘Ҝ ( ɿ )4.(3) ד (4) ȯ (5) ቏⠗ ד ઈ⠗૓ӡ⤐ૣ⸉➄డңʠჂΎ ٴ ъϊʏ≙⸇トဏӬᛧံʠ఩Βᮢᛧံʠ⸉➄⫏ᮟȯ఩Βᮢᛧံʠ⸉➄⫏ᮟ ד ཌᛧ ៌߱ံदʠჂΎ ٴ ъϊ⫏⤻ॖʁŘ ܈̤Řᅘ⎔౬˧Ҁ 109 ౺ 12 ሶ 31 ᅺ ⅶ్ㄇ⸉㆜ Јཌ إ ్ ሚる⸉㆜ ( ჻⺨രໞ቏ ) ჂΎ ٴ / Ύ⨢ ҝѿъϊ ະᄇᓰㅮ $ 949,487 $ 691,879 $ 257,608 $ - ŋΒᮢ֦ᏈՖ 65,980 59,183 6,797 - ŋҢ˟ 883,506 632,696 250,810 - ⫅᫠ ד ᄍᓰ 13,710,547 2,400,562 11,309,985 7,279,545 Ң˟⸉➄⫏ᮟ 61,324 32,340 28,983 - ⠧ҙ఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 14,721,358 $ 3,124,781 $ 11,596,576 7,279,545 ʃ ר Ⴃ⺨ʠ༫⧤ $ 20,179 $ 6,673 $ 13,506 $ 196 Ύ⨢ ד Βᮢᨊ 284,045 55,419 228,626 166,130 ⠧क఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 304,224 $ 62,092 $ 242,132 $ 166,326 ܈̤Řᅘ⎔౬˧Ҁ 108 ౺ 12 ሶ 31 ᅺ ⅶ్ㄇ⸉㆜ Јཌ إ ్ ሚる⸉㆜ ( ჻⺨രໞ቏ ) ჂΎ ٴ / Ύ⨢ ҝѿъϊ ະᄇᓰㅮ $ 941,461 $ 740,662 $ 200,799 $ - ŋΒᮢ֦ᏈՖ 80,117 63,838 16,279 - ŋҢ˟ 861,344 676,824 184,520 - ⫅᫠ ד ᄍᓰ 9,960,045 2,539,266 7,420,779 5,394,191 Ң˟⸉➄⫏ᮟ 32,392 7,168 25,224 - ⠧ҙ఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 10,933,898 $ 3,287,096 $ 7,646,802 5,394,191 ʃ ר Ⴃ⺨ʠ༫⧤ $ 386,132 $ 107 $ 386,025 $ - Ύ⨢ ד Βᮢᨊ 105,899 48,614 57,285 24,023 ⠧क఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 492,031 $ 48,721 $ 443,310 $ 24,023 6. ׳⸉➄⫏ᮟʠЈཌ إ ్Ȯ₲⤺ᛧံ ד ⪭Й᜾Ј⩐Ւ (1) ቏⠗ ד ઈ⠗ᖁ ߡ 109 ౺ ד 108 ౺ಙ⫅᫠ ד ᄍᓰЈཌ إ ్ቅӮㇷ㆜⎏ቅ቎ㇷ㆜ʠ⦲ῃ⠧Ř ܈̤Řᅘ⎔౬˧Ҁ 109 ౺ಙ ⫅᫠ ד ᄍᓰ 12 Τሶㅷቅ Βᮢံद (Stage 1) એ↲ቅ⿵ㅷቅ Βᮢံद ( ΤӲ⥫̒ ) (Stage 2) એ↲ቅ⿵ㅷቅ Βᮢံद ( ㄄⫵Ҙ໣ԡআ ʠΒᮢᛧံ ⸉➄⫏ᮟ ) (Stage 3) ͩ ߡ も⪮Ֆࢊ ଄᜾ԅὮ 9 ⚦ ⣳હဏӬʠ ᛧံ׶⤺ ͩȵ⹾⠗⫏ᮟ ⥫̒ံद᜾Ј ဏӬ ד ⳝቅᄍ ᓰАᄇᓰ إ ్ ⚠᫧Ⲅᘍȶ⣳ હဏӬʠᛧံ దᯌ ׶⤺ ቅӮㇷ㆜ $ 2,736,126 $ 599,373 $ 2,350,961 $ 5,686,460 $ 23,896,971 $ 29,583,431 ߌ ቅӮ఩⦓Ӭʠ⸉➄డң ໽ᮟᮝʠ⩐ՒŘ ŋⱧᣅએ↲ቅ⿵ㅷቅΒᮢံद ( 48,288 ) 56,182 ( 7,894 ) - - - ŋⱧᣅΒᮢᛧံ⸉➄⫏ᮟ ( 76,951 ) ( 19,206 ) 96,157 - - - ŋⱧᣅ 12 ΤሶㅷቅΒᮢံद 211,042 ( 204,858 ) ( 6,184 ) - - - ŋᅠᯍቅぜӬʠ⸉➄⫏ᮟ ( 1,153,931 ) ( 160,695 ) ( 163,970 ) ( 1,478,596 ) - ( 1,478,596 ) ŋ቏ቅ࣑ဏ ד ⲪⱧ ( 126,753 ) 167,691 2,334,985 2,375,923 - 2,375,923 ⫵Ҙ໣ԡআʠᅘ⸉➄⫏ᮟ 1,372,488 138,744 37,350 1,548,582 - 1,548,582 ͩȵ⹾⠗⫏ᮟ⥫̒ံद᜾ЈဏӬ ד ⳝቅᄍᓰАᄇᓰ إ ్⚠᫧Ⲅᘍȶ ⣳હဏӬʠᛧံదᯌ - - - - ( 383,109 ) ( 383,109 ) Ⱨ⺨ إ ్ - - ( 2,584,979 ) ( 2,584,979 ) - ( 2,584,979 ) ֈ҈ ד Ң˟⩐Ւ ( 47,431 ) 4,591 52,693 104,715 - 104,715 ቅ቎ㇷ㆜ $ 2,961,164 $ 599,373 $ 2,109,119 $ 5,652,105 $ 23,513,862 $ 29,165,967