兆豐國際商業銀行109年 年報

Annual Report 2020 138 財 務 概 況 138 (3) ቏⠗ ד ઈ⠗Βᮢሀる⫏ᮟͩሀるଃ⩽ ד ሀるㆩӲӠኔॖʁŘ ܈̤Řᅘ⎔౬˧Ҁ 109 ౺ 12 ሶ 31 ᅺ ᫠⸉ ₎ד ᯍ᫠⸉Ȯ એत ד བྷζ ⹾⠗׺Ꮘ ⫅᫠ ד ᄍᓰ ະᄇᓰㅮ え⫢ ߊ ṠЙӾ ד ЙՖడң ⠘ᮝడң ⠧ҙҢ˟ ➄⫏༫⧤ ד ⪮ՖΎ⨢׶₎ ׶⤺ ᄎಓᑨ〦 $ 247,450,712 $ 6,672,830 $ 538,836 $ 142,470,587 $ - $ 589 $ 18,118,396 $ 415,251,950 ⸉➄Ȯ༼⫏ ד ΎるᏈ 245,125,193 155,056,667 1,920,620 606,829,610 4,308,489 78,666 15,197,494 1,028,516,739 ˺Ꮘ ۄד Ꮘ - 1,230,350,092 26,663,683 202,102,616 359,923 61,329 278,587,219 1,738,124,862 Τː - 523,590,175 8,298,599 - 15,639 179 97,109,598 629,014,190 Ң˟ - 3,454,425 1,571,728 777,165 73,928 - 3,371,250 9,248,496 ׶⤺ 492,575,905 1,919,124,189 38,993,466 952,179,978 4,757,979 140,763 412,383,957 3,820,156,237 ᛧŘЈཌ إ ్Ȯ₲⤺ᛧံ ד ⪭Й᜾Ј ( 169 ) ( 29,165,967 ) ( 1,060,604 ) ( 241,687 ) - ( 32,348 ) ( 2,815,167 ) ( 33,315,942 ) ᛍ㆜ $ 492,575,736 $ 1,889,958,222 $ 37,932,862 $ 951,938,291 $ 4,757,979 $ 108,415 $ 409,568,790 $ 3,786,840,295 ଃ˺Ꮘ ۄד Ꮘᄍᓰʑ⫈ᆞ➄⫏֥ 7.19% Ŋᣅᅘ⎔౬ 88,453,647 ˧ҀȯଃΤːᄍᓰʑ໼ଥ⫁ᓰ֥ 77.30%% Ŋᣅᅘ⎔౬ 404,729,015 ˧Ҁȯ ܈̤Řᅘ⎔౬˧Ҁ 108 ౺ 12 ሶ 31 ᅺ ᫠⸉ ₎ד ᯍ᫠⸉Ȯ એत ד བྷζ ⹾⠗׺Ꮘ ⫅᫠ ד ᄍᓰ ະᄇᓰㅮ え⫢ ߊ ṠЙӾ ד ЙՖడң ⠘ᮝడң ⠧ҙҢ˟ ➄⫏༫⧤ ד ⪮ՖΎ⨢׶₎ ׶⤺ ᄎಓᑨ〦 $ 307,364,331 $ 8,017,535 $ 1,103,545 $ 156,424,425 $ - $ 1,858 $ 18,400,195 $ 491,311,889 ⸉➄Ȯ༼⫏ ד ΎるᏈ 327,631,228 182,067,939 2,823,379 428,128,256 4,133,424 2,510,000 17,329,894 964,624,120 ˺Ꮘ ۄד Ꮘ - 1,254,182,896 48,800,968 105,294,765 345,854 32,518 284,269,127 1,692,926,128 Τː - 455,042,162 7,950,487 - 23,577 501 87,984,371 551,001,098 Ң˟ - 3,950,733 1,579,930 826,982 251,683 - 2,516,029 9,125,357 ׶⤺ 634,995,559 1,903,261,265 62,258,309 690,674,428 4,754,538 2,544,877 410,499,616 3,708,988,592 ᛧŘЈཌ إ ్Ȯ₲⤺ᛧံ ד ⪭Й᜾Ј ( 14,565 ) ( 29,583,431 ) ( 1,302,738 ) ( 153,982 ) - ( 7,193 ) ( 3,053,948 ) ( 34,115,857 ) ᛍ㆜ $ 634,980,994 $ 1,873,677,834 $ 60,955,571 $ 690,520,446 $ 4,754,538 $ 2,537,684 $ 407,445,668 $ 3,674,872,735 ଃ˺Ꮘ ۄד Ꮘᄍᓰʑ⫈ᆞ➄⫏֥ 8.24% Ŋᣅᅘ⎔౬ 103,304,206 ˧ҀȯଃΤːᄍᓰʑ໼ଥ⫁ᓰ֥ 80.46% Ŋᣅᅘ⎔౬ 366,141,750 ˧Ҁȯ (4) ቏⠗ ד ઈ⠗Βᮢሀる⫏ᮟ໽ྃሷʠჂΎ ٴ Ȯᛍ㆜˅ԟⅶ₎હ ד Ң˟Βᮢ࣑೼ᾀ᳈〦ʠ⪮Ֆഛㅨ⫏⤻ॖʁŘ ܈̤Řᅘ⎔౬˧Ҁ ᖁ ߡ 109 ౺ 12 ሶ 31 ᅺ ჂΎ ٴ ᛍ㆜˅ԟⅶ₎હ Ң˟Βᮢ࣑೼ ׶⤺ ⠧ҙㅮᲿ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ŋЙՖడң $ - $ - $ 2,618,040 $ 2,618,040 ŋ⠘ᮝడң 2,978,667 365,769 - 3,344,436 え⫢ ߊ ṠӾ ד ЙӾ༼⫏ 10,357,834 - - 10,357,834 ⫅᫠ ד ᄍᓰ 1,227,852,728 - 104,022,454 1,331,875,182 ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ŋЙՖడң - - 26,110,871 26,110,871 ྈ჻⺨രໞ቏⠣⸇ʠЙՖడң༼⫏ - - 55,828,088 55,828,088 ⠧कㅮᲿ ʃ ר Ⴃ⺨ʠ༫⧤ 32,988,796 - 4,278,984 37,267,780 Ύ⨢ ד Βᮢᨊ 52,712,924 - 2,022,485 54,735,409 ⥘ 1 ŘჂΎ ٴ ؐʃՒᮟȮՒᮟȮᓏӴ⨢ሬȮሷъ⨢ӾȮહએ܈ȮΒᮢᨊ ד ᧎ᓏȯ (1) ࿙Β⫏ᮟʠჂΎ ٴ ъϊ͸˫དϊ / ఱϊ⎞ሱञሀる⸉㆜ ח ઝ̥ȯ␵ᤀᘍ ח വདϊŊവ˫⿀ъ⥫̒ȯ (2) ㄄࿙Β⫏ᮟʠჂΎ ٴ ъϊ͸˫ఱϊ⎞ሱञሀる⸉㆜ ח ઝ̥ȯ ⥘ 2 Řᛍ㆜˅ԟⅶ₎હ ד Ң˟Βᮢ࣑೼ʠ⦦ᆙ⦼⦀え⥘Ҝ ( ɿ )4.(3) ד (4) ȯ ܈̤Řᅘ⎔౬˧Ҁ 108 ౺ 12 ሶ 31 ᅺ ➄⫏༫⧤ ד ⪮ՖΎ⨢׶₎ 12 ΤሶㅷቅΒᮢံद (Stage 1) એ↲ቅ⿵ㅷቅΒᮢံद ( ΤӲ⥫̒ ) (Stage 2) એ↲ቅ⿵ㅷቅΒᮢံद ( ㄄⫵Ҙ໣ԡআʠΒᮢᛧံ ⸉➄⫏ᮟ ) (Stage 3) ͩȵ⹾⠗⫏ᮟ⥫̒ံद᜾Ј ဏӬ ד ⳝቅᄍᓰАᄇᓰ إ ్⚠᫧Ⲅᘍȶ⣳હဏӬʠ ᛧံదᯌ ⅶ⤺ ⥫ᾀᾀ₤ ŋϨҚ $ 247,367,738 $ - $ - $ - $ 247,367,738 ŋ⏦॑ 87,068,728 6,095,455 - - 93,164,183 ŋଋ ר 28,196,659 2,686,088 37,060 - 30,919,807 ŋ☃೸ 7,662,343 2,482,076 429,068 - 10,573,487 ᤀ⥫ᾀ 28,448,498 - 25,903 - 28,474,401 ⅶ్ㄇ⸉㆜ 398,743,966 11,263,619 492,031 - 410,499,616 ⪭Й᜾Ј ( 222,947 ) ( 50,071 ) ( 16,295 ) - ( 289,313 ) ͩȵ⹾⠗⫏ᮟ⥫̒ံद ᜾ЈဏӬ ד ⳝቅᄍᓰ Аᄇᓰ إ ్⚠᫧Ⲅᘍȶ ⣳હဏӬʠᛧံదᯌ - - - ( 2,764,635 ) ( 2,764,635 ) ⅶ⤺ $ 398,521,019 $ 11,213,548 $ 475,736 ( $ 2,764,635 ) $ 407,445,668