兆豐國際商業銀行109年 年報

Annual Report 2020 130 財 務 概 況 130 3. Ὦɺᾀ₤⎞Ὦʷᾀ₤⿵ʠẼⱧ ᖁ ߡ 109 ౺ 12 ሶ 31 ᅺ቏⠗ ד ઈ⠗໽ྃሷʠᖁ ߡ 108 ౺ಙᮬㆩὮlsቅʑतᄎಓ೘⥑ҝЙ⸉㆜ᣅ $2,623,549 ˧ҀŊ఩㄄྆ᐻ ඖᥖ⿧ӾŊᄑ૽Ң᮫Ὦɺᾀ₤ẼⱧ⎏Ὦʷᾀ₤ȯ ᖁ ߡ 108 ౺ 12 ሶ 31 ᅺ቏⠗ ד ઈ⠗໽ྃሷʠᖁ ߡ 107 ౺ಙᮬㆩὮlsቅʑतᄎಓ೘⥑ҝЙ⸉㆜ᣅ $865,000 ˧ҀŊ఩㄄྆ᐻඖ ᥖ⿧ӾŊᄑ૽Ң᮫Ὦɺᾀ₤ẼⱧ⎏Ὦʷᾀ₤ȯ 4. ҝѿъϊ⠣⸇ᔖㆩ⎏Ὦɿᾀ₤ʠ⸉➄⫏ᮟ ד ⪭Й⩐Ւᆙ₳⠧ (1) ҝѿъϊ⠣⸇ᔖㆩ⎏Ὦɿᾀ₤ʠ⸉➄⫏ᮟ⩐Ւᆙ₳⠧ ᖁ ߡ 109 ౺ಙŘ ׻ờ ቅӮㇷ㆜ ⥫ъံᲩʠ⸉㆜ ቏ቅ࣑Խ ቏ቅᛧଇ ቅ቎ ㇷ㆜ ӬҘံᲩ ӬҘҢ˟ ⃾׶ံᲩ ⫀Ⳗ໣ ᱹ⠗ ⱧҘὮ ɿᾀ₤ ⫢ӛȮ⚠Ӡ ໣˅ԟ ⎊Ὦɿ ᾀ₤Ⱨӛ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ $ 4,916,806 $784,157 $ - $304,215 $ 615,438 ( $ 211,865) ( $ 132,127) $ 6,276,624 ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ 7,010,721 - 8,970 - 6,461,131 ( 115,165) ( 764,203) 12,601,454 ׶⤺ $ 11,927,527 $784,157 $ 8,970 $304,215 $7,076,569 ( $ 327,030) ( $ 896,330) $18,878,078 ቏⠗ ד ઈ⠗໽ྃሷʠቍʀఱᒥ⊵Ṡ⸉㆜ $7,076,569 ˧ҀŊҢҝѿъϊ͸࿮ᮢఱࢍᘍ⤺ᾰŊᄑ૽Ң᮫Ὦʷᾀ₤ẼⱧ⎏Ὦɿ ᾀ₤ȯ ቏⠗ ד ઈ⠗໽ྃሷʠቍʀఱᒥ⊵Ṡ⸉㆜ $896,330 ˧ҀŊҢҝѿъϊ͸࿮ᮢሱⲖɺ౺ఱࢍໞ˅ъŊᄑ૽Ң᮫Ὦɿᾀ₤ẼⱧ ⎏Ὦʷᾀ₤ȯ ᖁ ߡ 108 ౺ಙŘ ׻ờ ቅӮㇷ㆜ ⥫ъံᲩʠ⸉㆜ ቏ቅ࣑Խ ቏ቅᛧଇ ቅ቎ ㇷ㆜ ӬҘံᲩ ӬҘҢ˟ ⃾׶ံᲩ ⫀Ⳗ໣ ᱹ⠗ ⱧҘὮ ɿᾀ₤ ⫢ӛȮ⚠Ӡ ໣˅ԟ ⎊Ὦɿ ᾀ₤Ⱨӛ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ $ 4,871,821 $145,337 $ - $ 82,024 $ 413,235 ( $ 90,580) ( $ 505,031) $ 4,916,806 ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ 5,137,348 - 651,493 - 1,746,046 ( 233,166) ( 291,000) 7,010,721 ׶⤺ $ 10,009,169 $145,337 $651,493 $ 82,024 $2,159,281 ( $ 323,746) ($ 796,031) $11,927,527 (2) ҝѿъϊ⠣⸇ᔖㆩ⎏Ὦɿᾀ₤ʠ⸉➄⪭Й⩐Ւᆙ₳⠧ ᖁ ߡ 109 ౺ ד 108 ౺ಙቍྃሷὮɿᾀ₤ʠ⸉➄⪭Йȯ 5. ଃὮɿᾀ₤ʠҝѿъϊ⠣⸇Ŋҝѿъϊଃ׶᫧ ר ⋱ሰ˩ϐ⥑ʠᄖ฾ಙӠኔ ቏⠗ ד ઈ⠗ଃ⸉➄డңʠҝѿъϊ⠣⸇͸଼׶᫧Ŋฑ␵͐ᮢʃ׺ʠ⥫ъᑁࠣ໣⥫ъ א ᄲ ר ⋱଄⎐⥫ъʠ⃌ኞʃ׺ȯ⸒ଃӠㆩ ᣅὮɿᾀ₤ʠ⸉➄డңŊ␵⥫ъ א ᄲ׿ʀ໣׿ʁ⩐Ւ 10% Ŋԅଃ቏ቅံᲩ໣Ң˟⃾׶ံᲩʠഛㅨॖʁŘ 109 ౺ 12 ሶ 31 ᅺ ҝѿъϊ⩐Ւ ו ະᅠ቏ቅံᲩ ҝѿъϊ⩐Ւ ו ະᅠ቏ቅҢ˟⃾׶ံᲩ ሷӴ⩐Ւ ʃӴ⩐Ւ ሷӴ⩐Ւ ʃӴ⩐Ւ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ $ 627,662 ($ 627,662) $ - $ - ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ - - 1,260,145 ( 1,260,145) 108 ౺ 12 ሶ 31 ᅺ ҝѿъϊ⩐Ւ ו ະᅠ቏ቅံᲩ ҝѿъϊ⩐Ւ ו ະᅠ቏ቅҢ˟⃾׶ံᲩ ሷӴ⩐Ւ ʃӴ⩐Ւ ሷӴ⩐Ւ ʃӴ⩐Ւ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ $ 491,681 ($ 491,681) $ - $ - ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ⊵Ṡ༼⫏ - - 701,072 ( 701,072) ቏⠗ ד ઈ⠗ሷӴ ד ʃӴ⩐Ւ͸྆ҝѿъϊʠᘘՒŊ≟ҝѿъϊ͸ዾჇʃ׺Ễಙʠʃ ר ⤐ૣʠ༼Ҙ א ᄲŊ˫⥫ъ༬⠛⤺ᾰ≟വȯ ␵⸉➄డңʠҝѿъϊ ט ɺΤ˫ʀʠ༼Ҙ א ᄲ໽ഛㅨŊʀ⠧Х ו ະ܈ɺ༼Ҙ א ᄲ⩐Ւ໽ᮟᮝʠഛㅨŊʏʃ૽༼Ҙ א ᄲ⿵ʠ᳈ 〦ඖ ד ⩐ᯌඖₗҘ≙๱ȯ 6. ⸅ञʃ ר ⤐ૣⱚҘϊ ( Ὦɿᾀ₤ ) ʠҝѿъϊ⠣⸇ʠ⸇ջ⫏⤻ ቏⠗ ד ઈ⠗ҝѿъϊ⠣⸇ᔖㆩᣅὮɿᾀ₤ʙ⣬ሷቍʀఱ ( ᒥ ) ҝ׮ʠ⊵Ṡ༼⫏ȯ ᤀᙙ⃘ఱࢍʠᓏᲩడң༼⫏ңሷ⢒ᄲ⸅ञʃ ר ⤐ૣⱚҘϊŊฑ ߌ ഢᔍ᩸ἼŊᄑʃએ߱᳈ʻ〦⊓ඖȯ ⸅ञʃ ר ⤐ૣⱚҘϊʠ⸇ջ⫏⤻Ӭ⠧ॖʁŘ 109 ౺ 12 ሶ 31 ᅺ ҝѿъϊ ⥫ъ༬⠛ ⸅ञʃ ר ⤐ૣ ⱚҘϊ ֒⿵ ( Խᓏ౹ ࠀ ) ⱚҘϊ⎞ҝѿъϊ〦͸ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ ʠ⸉➄⫏ᮟ ቍʀఱ ( ᒥ ) ҝ׮⊵Ṡ $ 5,395,110 ఱࢍᘍ ᙟՒඖ༿ᛧ 15%-30% ᙟՒඖ༿ᛧ⬤㋧Ŋҝѿъϊ⬤̥ȯ ⊵ъᛍϊᕗʧᄲ 0.81-3.24 ⊵ъᛍϊᕗ⬤㋧Ŋҝѿъϊ⬤㋧ȯ 881,514 ᛍ⫏ᮟᘍ ʃ⳺ᮢ ʃ⳺ᮢ ʃ⳺ᮢ ⲿ⳧Ң˟⃾׶ံᲩྈҝѿ ъϊ⠣⸇ʠ⸉➄⫏ᮟ ቍʀఱ ( ᒥ ) ҝ׮⊵Ṡ 10,106,712 ఱࢍᘍ ᙟՒඖ༿ᛧ 10%-30% ᙟՒඖ༿ᛧ⬤㋧Ŋҝѿъϊ⬤̥ȯ ⊵ъᛍϊᕗʧᄲ 0.87-2.77 ⊵ъᛍϊᕗ⬤㋧Ŋҝѿъϊ⬤㋧ȯ 2,494,742 ᛍ⫏ᮟᘍ ʃ⳺ᮢ ʃ⳺ᮢ ʃ⳺ᮢ