兆豐國際商業銀行109年 年報

Annual Report 2020 120 財 務 概 況 120 1. ᷨહṵӴ⤺ᯉ (1) ቏⠗ͩჇȵՙՒࡣ᜾ᘍȶʠ⣳હŊ⤶ሷᷨહṵӴʠⲵ̆ⲄᘍŊ⳺ᮢᅠᖁ ߡ 94 ౺ 7 ሶ 1 ᅺ૪ᅡȵՙడⲵ̆⸉ጻ͛ȶԊ໽ ሷᔌೣ ڂ డʠሺՖ౺⫏Ŋ˫ ד ᅠ૪ᅡȵՙడⲵ̆⸉ጻ͛ȶരⴆႹ↧↲⳺ᮢՙՒࡣ᜾ᘍ ڂ డʠര↲ሺՖ౺⫏ȯ ڂ డὪ׶ⲵ ̆ጻ˴≛Ŋⲵ̆⸉ʠᄄˡ͸ዾჇሺՖ౺⫏ ד ⲵ̆Ԋ 6 Τሶʠ౹ ࠀ ☥⫏⤺ᾰŊ 15 ౺˫ҙ ( ؐ ) ᱿ሺՖ౺⫏ᕓដɺ౺⃛ʵқ ΤࡣᄲŊ⬢⳧ 15 ౺ʠሺՖ౺⫏ᕓដɺ౺⃛ʵɺΤࡣᄲŊฑ₲Ửሱ㋧˫ 45 Τࡣᄲᣅくȯ቏⠗ྈሶଔ☥⫏ⅶ㆜ 11.896% ဏႤⲵ̆ࡣ⸉ ( ᖁ ߡ 108 ౺ 1 ሶ⎏ᖁ ߡ 108 ౺ 5 ሶʠဏႤ᪓ 11.654% Ŋᖁ ߡ 108 ౺ 6 ሶ⎏ᖁ ߡ 109 ౺ 6 ሶʠဏႤ᪓ 12.197%) Ŋ˫ՙడⲵ̆᜾Ј⸉Ჶᴏএ ڂ ሳʠ׻∑૾໸Ѳએᅠ⎔ᢕ⹾⠗ȯ נ ቏⠗ᅠᕓ౺౺ಙ⃃ʴԊŊ̒ᾰԊㅮՙడⲵ̆ ᜾Ј⸉૾໸ㇷ㆜Ŋ␵⥿ㇷ㆜ʃ⭁⃛ˡᓝɺ౺ಙҙㅷ̒Ὢ׶ⲵ̆ጻ˴ʠՙడͩԊⲩ⤺ᾰʠⲵ̆⸉ᄲ㆜Ŋ቏⠗૽ᅠᓝ౺ಙ ɿሶಎԊɺᓝဏႤҢద㆜ȯ (2) ⫏ᮟ⪭Й⠧⦓Ӭʠ⸉㆜ॖʁŘ 109 ౺ 12 ሶ 31 ᅺ 108 ౺ 12 ሶ 31 ᅺ ᷨહṵӴ∑Ֆ᫠ϊ $ 17,790,850 $ 17,508,187 ⤺ᯉ⫏ᮟҝѿъϊ ( 8,879,368 ) ( 9,006,231 ) ᛍᷨહṵӴ⪭Й $ 8,911,482 $ 8,501,956 (3) ᛍᷨહṵӴ⪭Йʠ⩐ՒॖʁŘ ᷨહṵӴ∑Ֆ᫠ϊ ⤺ᯉ⫏ᮟҝѿъϊ ᛍᷨહṵӴ⪭Й 109 ౺ಙ 1 ሶ 1 ᅺㇷ㆜ $ 17,508,187 ( $ 9,006,231 ) $ 8,501,956 ᯍቅሺՖໞ቏ 504,279 - 504,279 Ӵ෉⫄ᮢ ( ᄇҘ ) 119,687 ( 62,274 ) 57,413 ԊቅሺՖໞ቏ - - - 18,132,153 ( 9,068,505 ) 9,063,648 Ҫ⠣⸇ᄲŘ ⤺ᯉ⫏ᮟࢊ⶿ ( ʃծ཮ծؐᅠӴ ෉ᄇҘ໣⫄ᮢʠ⸉㆜ ) - ( 305,798 ) ( 305,798 ) ⪮Ֆϐ⥑⩐Ւഛㅨᄲ 905,321 - 905,321 ⃻㊹⦲ᄮ 4,931 - 4,931 910,252 ( 305,798 ) 604,454 ဏႤⲵ̆ࡣ⸉ - ( 756,601 ) ( 756,601 ) ᄄˡⲵ̆⸉ ( 1,251,536 ) 1,251,536 - ˺Ꮘ׶͆ʠഛㅨ ( 19 ) - ( 19 ) 12 ሶ 31 ᅺㇷ㆜ $ 17,790,850 $ 8,879,368 $ 8,911,482 ᷨહṵӴ∑Ֆ᫠ϊ ⤺ᯉ⫏ᮟҝѿъϊ ᛍᷨહṵӴ⪭Й 108 ౺ಙ 1 ሶ 1 ᅺㇷ㆜ $ 16,909,442 ( $ 9,151,785 ) $ 7,757,657 ᯍቅሺՖໞ቏ 514,327 - 514,327 Ӵ෉⫄ᮢ ( ᄇҘ ) 165,187 ( 90,683 ) 74,504 ԊቅሺՖໞ቏ 163,077 - 163,077 17,752,033 ( 9,242,468 ) 8,509,565 Ҫ⠣⸇ᄲŘ ⤺ᯉ⫏ᮟࢊ⶿ ( ʃծ཮ծؐᅠӴ ෉ᄇҘ໣⫄ᮢʠ⸉㆜ ) - ( 326,716 ) ( 326,716 ) ⪮Ֆϐ⥑⩐Ւഛㅨᄲ 722,064 - 722,064 ⃻㊹⦲ᄮ 489,696 - 489,696 1,211,760 ( 326,716 ) 885,044 ဏႤⲵ̆ࡣ⸉ - ( 892,653 ) ( 892,653 ) ᄄˡⲵ̆⸉ ( 1,455,606 ) 1,455,606 - 12 ሶ 31 ᅺㇷ㆜ $ 17,508,187 ( $ 9,006,231 ) $ 8,501,956 (4) ቏⠗ʠᷨહṵӴⲵ̆⤺ᯉࡣ⸉⫏ᮟŊ͸᮫⎔ᢕ⹾⠗ྈ⥿ࡣ⸉ 灠烓 ༼⫏⳥ᮢ⤺ᯉ໽હএ⥅⃻᥸ㅮᲿʠᕗ 炇 ד 濜 ㆜῅ ߣ ҙŊ ͩ 瀁 డⲵ̆ࡣ 濜 ᄇᄄΎᾷ ד ⳥ᮢⲄᘍὮ 炣 ጻʠㅮᲿņ֯એᄍ ߡ ҙकʠ 濜 ➄ᑨᐉŊ༼⫏ ߡ ҙकʀఱȮʀᒥ໣ẜ՚ʠᓏ 烩 ⨢ Ӿ ༼ד ⫏ ߡ ҙक 瀹 Ւᮟʠ⨢Ӿջ ٴۄ ᾀŇⲄ 炶 এ⥅⃻᥸Ŋ᳈〦⳥ᮢ෼ഐ͸᮫ՙడⲵ̆ࡣ⸉Ჶ᫧ሳⳖ⠗Ჶᴏȯ⥿ࡣ⸉ʠ⳥ ᮢŊҢᕓ౺ᗉᾰӠⶪʠሱ̥ᄇᲩŊʃവ̥ᅠͩᯍ߸⹾⠗ʷ౺હቅએᓰӴ᪓⤺ᾰʠᄇᲩŊ␵ሷʃ⭁Ŋԅ⃻ʙᾷᑨ〦ዽӄര ᮫ ߡ ಝ⡵⭁ȯ ߌ ቏⠗ᤀᓏ א ⎞⥿ࡣ⸉ʠ⳥̳ ד ᾷ᫧Ŋᄑᤀᘍͩ ߡ もሳ⤺᜾ԅὮ 19 ⚦Ὦ 142 ᕀ⣳હဦヮ⤺ᯉ⫏ᮟҝѿъ ϊʠӠㆩȯᖁ ߡ 109 ౺ ד 108 ౺ 12 ሶ 31 ᅺᐉໞ⥿ࡣ⸉ⅶ⫏ᮟʠҝѿъϊŊ⦼⦀ᄎಓҝ ب ʠ׳౺ಙʠՙడⲵ̆ࡣ⸉⳥ ᮢࢊ ب ȯ (5) ሷ〦ⲵ̆⸉ʠ⁤ᾰϐ⥑എⅶॖʁŘ 109 ౺ಙ 108 ౺ಙ ༿᫠᪓ 0.30% 0.70% ቍ͗☥⫏࣑Խ᪓ 3.52% 3.36% ଃᅠቍ͗ᔘ˃᪓ʠϐ⥑͸ྈᤫ⎔ᢕउるᏈὮʽ ߊ ⃻㊹ᮝ ل ⠧̒⤺ȯ ߌ ࿮ᮢʠʙ⣬⁤ᾰϐ⥑⩐Ւ≟ഛㅨʠᷨહṵӴ∑Ֆ᫠ϊӠኔॖʁŘ