兆豐國際商業銀行109年 年報

Annual Report 2020 112 財 務 概 況 112 ( ɺ ) ቍʀఱ ( ᒥ ) ҝ׮⊵Ṡҝѿъϊʠ⠣⸇ ቏⠗ ד ઈ⠗ྃሷʠᤀᙙ⃘ఱࢍʠቍʀఱ ( ᒥ ) ҝ׮⊵ṠŊ⥿ㆩ⸉➄డңҝѿъϊ͸˫⥫ъᅞᘍᗉહ ( ծؐఱࢍᘍ ד ᛍ⫏ᮟᘍ ) ŊҢҝ ѿъϊ͸ഺㆩ̙⸉➄డңʠ ר ⤐ૣ⫏ᅆ໣ᑁࠣ⥫̒Ŋ␵ᤀఱࢍ ר ⤐ૣ א ᄲŊ⸉➄డңʠҝѿъϊ͸˫⳺ᯍϐ⥑⠣⸇ȯᯍ࿮ᮢ⥫ ъᑁࠣᗉહҝѿъϊᆹŊ໽ሷᑁࠣㅱ⃻ዮ᜾˫ᷨΎᮟӛ⃌ኞ ו ᆤ૪も⫏ᅆ⎞ఱࢍъጁŊฑᲵ ר ⋱ ף ࿮ᮢ ר ⤐ૣ⫏ᅆȯ ቏⠗ ד ઈ⠗ᅠҝѿъϊ⠣⸇ʙ⣬͸ א ≙ㆩ̙ᮟᏈ ר ㆩᕗʀఱ ( ᒥ ) ҝ׮ሱⲖቅҝ ب ʠఱࢍʧᄲϝᣅ⤺ᾰ א ≙ͩჇŊ˫ ד ≙⸇ఱࢍ ᙟⳇඖ໣ㆺる᧚ᔢඖ໽̳༿ъȯ˶̬ӱᅜ ד ̒⤺ʠ⩐ՒŊ רࠀ ⋱ሳഛㅨҢҝѿъϊʠ⠣⸇ȯሷ〦⸉➄డңҝѿъϊʠ⦦ᆙŊ⦼ ⦀え⥘ɼȯ ( ʷ ) ㅷቅΒᮢံद ଃᅠྈ჻⺨രໞ቏⠣⸇ʠ⸉➄⫏ᮟ ד ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠЙՖ༼⫏డңŊҢㅷቅΒᮢံदʠ⠣⸇࿮ᮢ⢒グ᱿ᑁ ࠣ⥫̒ ד घㅮϐ⥑ȯⳆˀᑁُࠣϐ⥑ᚊ ד ቍ͗ⅶ㋤⃻ᠰ෼ᗼُЙՖːΒᮢ⠗ᣅ ( ͛ॖŊ઼໸ⳮ₎ ר ⋱ඖ ד ံद ) ȯえ⥘Ҝ ( ɿ ) ⦦ᆙ ㅷቅΒᮢံद⠣⸇ʑ͐ᮢ᱿ א ᄲȮϐ⥑ُ̒⤺ᅞᘍŊʬဦヮㅷቅΒᮢံदଃʀⲩ ߌ ₪⩐Ւʠᄖ฾ඖȯ ͩჇሳ⤺᜾ԅ⣳῅ଃㅷቅΒᮢံदⳖ⠗⠣⸇ᆹᚊ ד ⥓घ⸅ञӱᅜŊ͛ॖŘ 1. ӱᅜΒᮢㆺるㆴ┮࣑Խʠᐻ᜾ř 2. ⴆႹ⠣⸇ㅷቅΒᮢံदʠ⳺ᯍᑁࠣ ד ϐ⥑ř 3. ⸒ଃʃ׺ㆩࠣ᱿ᮟ ٴ Ŋ߱⠣⸇ㅷቅΒᮢံदᆹᷨહト⣬͐ᮢ᱿Ԋᵌඖ ߌ ₪ř 4. ᣅㅷቅΒᮢံद᱿⠣⸇Ⳗ⠗⸉➄డң᱿Ӡ∌Ŋ૽ңሷㆩ̙Βᮢㆺる᧚൉᱿⸉➄⫏ᮟₗҘ׺ɺӠ∌ȯ 〦ᅠʀⲩㅷቅΒᮢံदʠӱᅜ ד ̒⤺Ŋ⦼ א 〇え⥘Ҝ ( ɿ ) ȯ ( ɿ ) ⲵ⊚രṵӴ ⲵ⊚രṵӴ∑Ֆʠ᫠ϊ͸˫ᄲỚϐ⥑ʠ⁤ᾰ⃌ኞᣅࡣḞȯⳆˀϐ⥑ʑ˶̬⩐Ւ૽ഛㅨⲵ⊚രṵӴ∑Ֆʠ్ㄇ⸉㆜ȯ ᗉહⲵ̆⸉ᛍໞ቏ ( ᄇҘ ) ʠϐ⥑ծؐ༿᫠᪓ȯ቏⠗ ד ઈ⠗ᅠᕓ౺ቅ቎ᗉહ⳺ᯍ༿᫠᪓Ŋʏ˫⥿Ӵ᪓⤺ᾰㅷ̒ᄄˡⲵ⊚രṵӴ∑ Ֆ໽トʠቍ͗᫠⸉ᙟӛ᫠ϊȯᣅᗉહ⳺ᯍʠ༿᫠᪓Ŋ቏⠗ ד ઈ⠗ㅱ≙⸇ᄎಓҝЙʠఱࢍᔪӴ᪓Ŋ⥿ᄎಓҝЙʠ౬Ӳ⎞ⲵ⊚രṵ Ӵᄄˡʠ౬Ӳ᳈׺ŊʈҢӷቅᅺቅ⿵ະ⎞᳈〦ⲵ̆⸉⪭Йቅ⿵᳈Ὢȯ˶̬⁤ᾰϐ⥑ʠ⩐ՒŊ רࠀ ⋱ሳ⸅ञഛㅨ቏⠗ ד ઈ⠗ᷨહ ṵӴ∑Ֆʠ⸉㆜ȯ ҞȮ⸅⣬ሳ⤺ㅮᲿʠ⦦ᆙ ( ɺ ) ᫠⸉ ₎ד ᯍ᫠⸉ 109 ౺ 12 ሶ 31 ᅺ 108 ౺ 12 ሶ 31 ᅺ ಝએ᫠⸉ ד ⳕⱧ⸉ $ 14,091,565 $ 20,558,498 ഩ˅ဘṠჇ 547,733 1,037,136 એᄍ⹾⠗׺Ꮘ 100,471,220 119,439,851 ଅ⤺ 115,110,518 141,035,485 ᛧŘЈཌ إ ్ŋએᄍ⹾⠗׺Ꮘ ( 10 ) - ᛍ㆜ $ 115,110,508 $ 141,035,485 ᳈〦Βᮢㆺる⫏⤻⦼⦀え⥘Ҝ ( ɿ ) ȯ ( ʷ ) એᄍत⠗ ד བྷζ⹾⠗׺Ꮘ 109 ౺ 12 ሶ 31 ᅺ 108 ౺ 12 ሶ 31 ᅺ એᓰ᜾Ј⸉ŋᮬ໸ $ 18,943,085 $ 12,811,817 એᓰ᜾Ј⸉ŋʨ໸ 46,395,791 39,604,012 એᄍत⠗ŋɺ⎷໸ 266 284 એᓰ᜾Ј⸉ŋक౬એᓰ໸ 696,177 631,211 ߡ कӠ⠗એᄍᯍ߸ᄎಓत⠗૾໸ 154,718,126 228,656,079 ⸉⫏ʑൔ⭪⠗ᏈՖᛤᾰࡣ⸉૾໸ 12,012,994 4,005,092 བྷᄍ⹾⠗׺Ꮘ ד ׺Ꮘⲿᄄ 144,698,948 208,251,579 ଅ⤺ 377,465,387 493,960,074 ᛧŘЈཌ إ ్ŋབྷᄍ׺Ꮘ ( 153 ) ( 14,565 ) ᛧŘЈཌ إ ్ŋએᄍत⠗ ( 6 ) - ׶⤺ $ 377,465,228 $ 493,945,509 1. એᄍत⠗᜾Ј⸉͸ͩᘍଔᕓሶ׳ㅮએᓰʠ౹ ࠀ ㇷ㆜Ŋྈᘍહ᜾Ј᪓⤺ᾰဏએᅠʑत⹾⠗ʠએᓰ᜾Ј⸉్໸ŊҢʑʨ໸ⵒӠͩ ⣳હ㄄ᅠᕓሶ⦲ᄮએᓰ᜾Ј⸉ᆹʃവဏ ח ȯ 2. ቏⠗ ד ઈ⠗ᖁ ߡ 109 ౺ ד 108 ౺ 12 ሶ 31 ᅺὪ׶ ߡ もሳ⤺᜾ԅὮɼ⚦᫠⸉ ₎ד ᯍ᫠⸉હ∑ʠએᄍत⠗ ד བྷζ⹾⠗׺Ꮘ⸉㆜ ծؐʀӬએᓰ᜾Ј⸉ŋᮬ໸Ȯએᄍत⠗ɺ⎷໸Ȯབྷᄍ⸉➄׺Ꮘ ד ׺Ꮘⲿᄄ ד એᓰ᜾Ј⸉ŋक౬એᓰ໸ʠⅶ㆜Ŋ˫ ߡד कӠ⠗ એᄍᯍ߸त⠗૾໸ʑⵒӠң㋧ಙᙟՒඖ רד ⩐᫠ඖʠ⸉㆜Ŋ⸉㆜׶⤺ӠӲᣅ $194,478,505 ˧Ҁ ד $353,716,617 ˧Ҁȯ 3. ᳈〦Βᮢㆺる⫏⤻⦼⦀え⥘Ҝ ( ɿ ) ȯ