兆豐國際商業銀行108年 年報

6 Annual Report 2019 致 股 東 報 告 書 ! 6 ߈ Ȯ ט कⵒὊᦩ᭔ࣀȮᘍ⣳᭔ࣀ ד ⅶ㋤⃻᥸᭔ࣀʠഛㅨ ņɺŇकⵒὊᦩ⎞ⅶ㋤⃻᥸᭔ࣀ „ ߡ ҙ⹾⠗ᏈὊᦩ᠚ᣊŊએᄍӴదი࣑ʃᆞ ᮫ᅠ ߡ ҙ⹾⠗૊ᄲ˫ ד ᜀ⫏⳧घŊᙹकఱࢍ᱿⸅⣬ඖᅺᲩ֗㋧Ŋ̟߱ 108 ౺⇾ דߡ घᄲ ߡ ૊त⠗が෉ʁŊ ᙹकӴద᱿ѭ՛ᯆሷが̥ȯ נ ɺᅞㄇŊໟ ߡ Қ㋤⪴౬ᑨᐉ 108 ౺ᄍᓰ࣑ౘⳐ↲ ߈ ౺ञᅠએᓰ࣑ౘŊㆴḻ ⫏⸉⳧ԘࣱԻỆがȯ „ ⸉➄Ấ༬ᱹଭ͐Ӡ⠗૊ᄲ ا ʁが⬹՛ 108 ౺ಎ ߡ ҙ⹾⠗Ӡ⠗૊ᄲⰱʀ౺ಎ࣑Խ 2 ૊Ŋฑ˜ⰱ 2014 ౺᱿㋧㔄ᛧଇ 55 ૊Ŋ ו ᆤ⸉➄Ấ༬˫ ד ℐ ⭰⹾⠗᱿⎟⬚Ŋ ח ˩૪㋤Ӡ⠗ⵒӠԼ⋱᱿ഛㅨȯᆯ˫ྃ↲ѭջ͐ᮢ≛㋤㊹Ȯ≙⸇ʃ׺ᅭ∌᱿͐ᮢ∳ඖ˫ ד ࣑Խᅹሷ઼໸᱿㓸┮ಙŊሷՀဏ֗ᄲ̤⸉➄ሺՖʠὊᦩԻȯ „ ⇾ʑ⫈ᆞၷჍ͐֒ ࡍ ͧະ⽣ẼⱧ Ѣᾷ⇾ʑ⫈ᆞၷჍ͐Қ᫤⃻ᠰ ד ⫈ᆞՒ⋱ᛧ೸Ŋ̟ ט ฒᅠⱧ܈ᄓະ˫ ༼שߊۄשד ⫏Ŋ͐ໟ ߡ ӛ ߡדם ҙ༼⫏⠧᫠᳈ଃ⏦॑ȯʶ૪ʀծؐ⊓׶ ߡ ߱ҙ᱿ʙ⣬ᑨᐉᲀ྆ӛໟ ߡ ᣅ⇾ʑ⫈ᆞ໴ʙ⣬ ט ฒ ߡ ૊ʠɺŊ ㅷቅ߱⇾ʑキᅞ₥ᦩଋቍ⤟ᗉʁŊᔍѭ՛ ר ቃೖ↲ȯ „ कトᯬ೸Ŋҙト↲ᣅໞ⿢೧Ⴞ ᮫ᅠᅘࠣҴᨊ᯼ᕕᯪ෼఩▯ೖҚ᫤Ŋⳍໞ⃻ᠰᙙՒञౘʁ᝱Ŋㆴḻक߱᭔ࣀʃӴໟ ߡ ӛ ם ⠧᫠ȯᤋ≟ໟ ߡ ᯪ෼ⰱᣅᝐُŊԽʀҝҠ೘⥑ㅷ⤺༼Ҙᄲ↲࣑Ŋㆴḻҙトᣅʙ⣬ໞ⿢Ւ⋱ȯ ņʷŇᘍ⣳᭔ࣀ „ ⸉ᾷሳΔᔌȵヅઈᄄˡᑨᐉᾷ᫧ጻ͛ȶŊ࿴Ւヅઈᄄˡ⭢ヅઈṠ⨢ᘍӼᄮ׶Ŋʏ೘⇦ȵ⭪ᑨᐉᄄˡ౹ ש ȶŊ ㅷ⤺ᅠ 109 ౺ʀ֚౺ⲶἼᘍずȯ׺ᆹŊ₞ℐ⹾ʬ૽ᔌೣʀ⭰Ŋ૽ഐ࢞ሩघҀ᱿ᄄˡ᭔ࣀŊⵣሳଃᅹሷЗ⃥ ⹾⠗᱿ᄲ̤⸉➄ሺՖഐໞⰱ᠚ᣊ᱿Ὂᦩȯ „ ᣅ〾῅₇⃥ඖㆺるŊ⸉ᾷሳ఩Δᔌ⹾⠗⫏቏⳺⭁ඖ ד ⫏቏ᾀ₤ᾷ᫧ⲄᘍŊ⣬ᖣ ߡ ҙ⣳ᑁⰱञ᱿⹾⠗࣑Խ⫏ ቏ŊⵒӠ࿶ᅡ૽ᅠ 109 ౺Ὦɺખʀ⭰ȯѢᾷ⫏቏⿧ᒢဏ㋧Ŋ̟ᔍ⎠૽ሷՀ೼ջ⸉➄ỻહȯ „ ⸉ᾷሳ⠧ḻ૽ྃ↲ᒑ⤽ΔᔌΎるᏈ⫏⸉⳥ᮢ᳈〦ᘍ˪⣳હŊ߱ҥㆰ⫏⸉⳥ᮢʠᲶ᫧೼ಙ ד ҢમҚ⎞ᄓᲩԊ ဏʁŊ࣑Խໟ ߡ ΎるᏈ ߡ क༼⫏ᾷⳬ ד ဏ֗⫏⸉⳥ᮢᄓ᪓ȯ „ ⸉ᾷሳ⠧ḻŊ ߌ ະ ߡ ҙᑨᐉ༼⫏ːଃᅠ ߡ कЙӾ༼⫏トᖣិ࣑Ŋʏ֠Հໟ ߡ ⹾⠗҂Ӡ⳥ᮢҢӴ᪓ ד Βᮢㆺ る࿳ᾷʠ૾ᏈŊ೘Ἴң⣳ᑁʠЙӾ⎊⠗⫀⫢ΣѲⵒ̤Ŋᄍ૰׺ɺЙӾʠく㆜വ˫⹾⠗ᛍϊ⤺ᾰŊ˫ដ⭁༼ ⫏ːトᖣŊʏဏ֗ໟ ߡ ⹾⠗ὊᦩԻȯ ʽȮΒᮢ⥫ᾀ෼ഐ ⥫ᾀᑨᐉ ⿢ቅ ᵬቅ ଭቃ ᱹలᅺቅ Moody’s A1 P-1 Stable 109.02.10 S&P A A-1 Stable 109.04.06 ʑⓧΒ⥫ twAA+ twA-1+ Stable 108.10.24 ┷ʶ⿢Ř ⅶ⃻᫧Ř