兆豐國際商業銀行108年 年報
Annual Report 2019 162 財 務 概 況 162 8. ⠗ʠӬ֬Ȯૺ⡶ᄽ˴̳Ꮘ ד ՙՖकծএ⥅ઈҝイ⎟૪Ꮘ ( ⊵ ) ҝ˩ᣅ⚠Ŋᖁ ߡ 108 ౺ ד 107 ౺ಙͩ₎હະ⃛ˡ ʠ̳Ꮘ ד ՙՖकծᾀ⫄ᮢӠӲᣅ $188,886 ˧Ҁ ד $152,456 ˧Ҁȯ 9. ⎊ᖁ ߡ 90 ౺ಙ⬚Ŋ⠗ⵒӠΒᮢ֦̳Ꮘ ד ⵒӠⰇ⫁АᄇᏈՖএ⥅ચҝӕ ( ⊵ ) ҝ˩ᣅ⚠Ŋᖁ ߡ 108 ౺ ד 107 ౺ ಙͩ₎હະ⃛ˡʠ̳Ꮘᾀ⫄ᮢӠӲᣅ $181,326 ˧Ҁ ד $194,737 ˧Ҁȯ 10. ᄍᓰ 108 ౺ 12 ሶ 31 ᅺ ܈̤Řᅘ⎔౬˧Ҁ ㆩӲ ᄲ〦 ːờ ቅሱ㋧ㇷ㆜ ቅㇷ㆜ ଷ₎ഐ ჂΎ ٴ ҙૌ ⎞〦ːʠ˅ ᆞጻ˴ሷᤀʃ ᔌᄍᓰ ⳝቅᄍᓰ ڂ డᚉ⫄ඖᄍᓰ 8 $ 4,612 $ 3,997 9 ᤀ ᤀ ⎊ᮢ̦ફཌདᄍᓰ 90 792,314 725,435 9 ʃՒᮟ ᤀ Ң˟ᄍᓰ 6 1,222,078 488,286 9 ʃՒᮟ / ⠗હએ ᤀ 107 ౺ 12 ሶ 31 ᅺ ܈̤Řᅘ⎔౬˧Ҁ ㆩӲ ᄲ〦 ːờ ቅሱ㋧ㇷ㆜ ቅㇷ㆜ ଷ₎ഐ ჂΎ ٴ ҙૌ ⎞〦ːʠ˅ ᆞጻ˴ሷᤀʃ ᔌᄍᓰ ⳝቅᄍᓰ ڂ డᚉ⫄ඖᄍᓰ 5 $ 3,702 $ 2,982 9 ᤀ ᤀ ⎊ᮢ̦ફཌདᄍᓰ 86 734,852 642,559 9 ʃՒᮟ ᤀ Ң˟ᄍᓰ 6 141,519 141,168 9 ʃՒᮟ / ⠗હએ ᤀ 11. Ύ⨢ᓰㅮ ܈̤Řᅘ⎔౬˧Ҁ ᅺቅ 〦ːờ ቅሱ㋧ㇷ㆜ ቅㇷ㆜ Ύ⨢⪸˶ Јㇷ㆜ ⫄᪓֒⿵ ჂΎ ٴ ҙૌ 108 ౺ 12 ሶ 31 ᅺ ҃⩴ᮟΎる $ 9,258 $ 8,941 $ 125 1% ⠗એᓰ 107 ౺ 12 ሶ 31 ᅺ ҃⩴ᮟΎる 9,163 9,163 129 1% ⠗એᓰ 12. ┷ʶȮᲶૣːȮⅶ ד Ԟⅶᾀʙ⣬ᾷべଶ☥⫏⤻ 108 ౺ಙ 107 ౺ಙ ☥⫏ ד Ң˟ᵬቅ ڂ డṵӴ $ 86,773 $ 89,919 ⲵ⊚രṵӴ 2,377 1,807 ⤺ $ 89,150 $ 91,726 ֓ʷȮཌ(⫨)དʠ⫏ᮟ ᖁ ߡ 108 ౺ ד 107 ౺ 12 ሶ 31 ᅺ⠗ ד ઈ⠗⫏ᮟဏͧჂΎᆙ₳Ŋ⦼ א 〇え⥘Ҟ ( ɿ ) Ȯ ( ߈ ) Ȯ ( ʽ ) Ȯ ( Ҝ ) ד ( ֓ɿ ) ⦦ᆙȯ ֓ɿȮ⸅ञሷ⪭Й ד ቍ⦓Ӭʠ₎༫⧤ ( ɺ ) ⸅ञ༫⧤ ד ሷʶㅮ 1. ⠗ ד ҃⩴ₚ₎Ӡ⠗⎞⇾ ߡ ₚ₎జ⸉➄ሺՖ⇨ (New York State Department of Financial Services Ŋ˫ʁ ờ NYDFS) ᅠ 2016 ౺ 8 ሶ 19 ᅺҠ‘⇨า˪ (Consent Order) Ŋ⠗ ד ҃⩴ₚ₎Ӡ⠗ ߌ ቍ⋱⇦⳺ᯍʠ〾Ӽᘺⴃൂ⤺ᯉŊ ד ቍ⋱ ሷᄓⴃൂ⇾ ߡ ⠗Ύᘍ (BSA; Bank Secrecy Act)/ ו ᘺ (AML; Anti-Money Laundering) 〦ᘍ⣳ʠᮭࢊʶŊぜ⳼⦩ ⇧ᓰ⇾⸉ 1 ђ 8 ˧┋Ҁ ד ဏӛሬㄇᄊۧ⤺ᯉकŊະ⊋˶ NYDFS ྆હʠⴃൂㆰ ۊ Ŋᅠ⊋хቅ⿵ҙ (6 Τሶ ) Ἴ֯ଔ҃⩴ₚ₎ Ӡ⠗ BSA/AML ⴃൂԼ⋱᱿⇃दᄊۧഐŊⳖ⠗Ჶᴏʏဏͧ⧖⥴ȯ נ ະҪ⊋˶ NYDFS ྆હ᱿᩸ἼᲶᴏːŊྃ↲ଃ҃⩴ ₚ₎Ӡ⠗ⴃൂ BSA/AML 〦⣳ ד ᘍ⣳⣬ᖣʠሷᄓඖŊⳖ⠗Қㄇඖ᱿૭ውŊʏဏӛⴃൂࢊ ب ⎞⩀ȯᔍकŊ᩸ἼᲶᴏː ࡠ⠗⸅ᅘᒑ⣶҃⩴ₚ₎Ӡ⠗⎊ 2012 ౺ 1 ሶ 1 ᅺ⬚⎏ 2014 ౺ 12 ሶ 31 ᅺᔋʠ⇾Ҁᛤᾰ˅ᆞŊ˫ᷨ⦓᮫҃⩴ₚ₎Ӡ ⠗ʠ ר ᯝ˅ᆞᙙՒŊᆯ ר؋ ⡕⳺ᯍⲅ⦓ ד ͩჇ〦 ר ᯝ˅ᆞᙙՒᮭࢊ⣳Ⳗ⠗ᮭࢊŊʈሷᤀⳮ ו ⇾ ߡ ⪮ᄎⵒᙹक⫏ᮟ ӼⲄҝા (OFAC; Office of Foreign Asset Control) ᘍ⣳ ד ʀⲩ〦⣳હȯ ଔʀⲩʶ˴Ŋ⎔ᢕ⎔ռ߸ᅞᘍずᒑૣ⇨ϴⲄ⠗ᯝ̙ᘺጊ˴ ( ጊ˴ ) ŊᏈϴውŊᅠᖁ ߡ 106 ౺ 5 ሶ 22 ᅺᱹӛᅘ ⊏ợ⠧ḻŊጊ˴ⲏውᤀ⠗〦ː דڂ ߡ ːᚊሷՀᘺᨃ⇢ʶ⨢ȯ ⸉ᾷሳᖁ ߡ 106 ౺ 2 ሶ 6 ᅺ⸉ᾷᒑὮ 1060152046 ⚦Ӝҙૌˇ⦦ᆙŊଔውዽവ⫏ᅆଋᤀʶ૪ㆴḻጊ˴଼ᯝ̙ᘺ ˅ᆞȯ ⎏ውዽࢊ ب ᅺᔋŊ⠗ ד ҃⩴ₚ₎Ӡ⠗⊋˶ʠⴃൂㆰ ۊ ᅠ₎હቅくҙરໞʀⲩ⣬ᖣʠᲶᴏ ד ⧖⥴ȯ᩸ἼᲶᴏː ͩ₎ᅠ 2019 ౺ಎરໞʀⲩ〦૭ውడ̳Ŋ૭ውቅ⿵ଔⴃൂᨊᗼဏӛʠ⩀⎞ࢊ ب Ŋ⠗ ا ࢊ┷ʶሳȯ ב ᩸ἼᲶᴏːଃ ʀⲩቅ⿵҃⩴ₚ₎Ӡ⠗⇾Ҁᛤᾰ˅ᆞʠ ߊ ᝒ⦲ውŊᅠ 2020 ౺ 2 ሶಎરໞ⦲ውడ̳Ŋ૭ውቅ⿵〦ᱹͩ⣳હဏࢊ ┷ʶሳ ד 〦ʙᾷᑨ〦ȯ
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