兆豐國際商業銀行108年 年報

Annual Report 2019 158 財 務 概 況 158 ( ɿ ) ⫏቏⳺⭁᪓ ʁ⠧͸ᖁ ߡ 108 ౺ ד 107 ౺ 12 ሶ 31 ᅺͩჇȵ⹾⠗⫏቏⳺⭁ඖ ד ⫏቏ᾀ₤ᾷ᫧Ⲅᘍȶ⣳હ⤺ᾰʠ⫏቏⳺⭁ᕗ᪓ȯ ܈̤Řᅘ⎔౬˧Ҁ ౺ಙ ӠኔㅮᲿ 108 ౺ 12 ሶ 31 ᅺ 107 ౺ 12 ሶ 31 ᅺ ⎊ሷ⫏቏ ᇒⳇ⊵ᓏᲩ $ 274,907,180 $ 269,019,665 Ң˟Ὦɺㆩ⫏቏ - - Ὦʷㆩ⫏቏ 30,180,451 31,163,675 ⎊ሷ⫏቏ 305,087,631 300,183,340 Խᓏㆺるඖ⫏ᮟⅶ ㆜ ( ⥘ 1) Βᮢㆺる ᐻ᜾ᘍ 2,020,197,737 1,996,297,669 ҙⵒ⥫ᾀᘍ - - ⫏ᮟ⨢Ӿջ 9,392,641 - ̳Ꮘㆺる ࡣ቏྆ᐻᘍ 97,333,175 95,487,850 ᐻ᜾ᘍ ⁄ ⴆႹඖᐻ᜾ᘍ - - Ⳗべ⠣⸇ᘍ - - ఱࢍㆺる ᐻ᜾ᘍ 45,775,875 47,654,675 ҙⵒᑁࠣᘍ - - Խᓏㆺるඖ⫏ᮟⅶ㆜ 2,172,699,428 2,139,440,194 ⫏቏⳺⭁᪓ ( ⥘ 2) 14.04% 14.03% ᇒⳇ⊵ᓏᲩ֥ㆺるඖ⫏ᮟʠᕗ᪓ 12.65% 12.57% Ὦɺㆩ⫏቏֥ㆺるඖ⫏ᮟʠᕗ᪓ 12.65% 12.57% ᐏጥᕗ᪓ 7.61% 7.68% ⥘ 1 Ř቏⠧⎊ሷ⫏቏ȮԽᓏㆺるඖ⫏ᮟ㆜ ד ሀるⅶ㆜ະͩȵ⹾⠗⫏቏⳺⭁ඖ ד ⫏቏ᾀ₤ᾷ᫧Ⲅᘍȶ ד ȵ⹾⠗⎊ሷ⫏቏⎞ㆺるඖ⫏ᮟʠ⤺ᾰᅞᘍ⦦ ᆙ ד ⠧ጁȶʠ⣳હ⤺ᾰȯ ⥘ 2 Ř౺ಙࢊ⠧ະࢯӬ቏ቅ ד ʀቅ⫏቏⳺⭁᪓Ŋ֚౺ಙ⪮Ֆࢊ⠧ぜဦヮ቏ቅ ד ʀቅकŊະ࣑ԽဦヮԊɺ౺౺ಎʠ⫏቏⳺⭁᪓ȯ ⥘ 3 Ř቏⠧ະӬḻॖʁʠ⤺ᾰҝೣŘ (1) ⎊ሷ⫏቏śᇒⳇ⊵ᓏᲩʼnҢ˟Ὦɺㆩ⫏቏ʼnὮʷㆩ⫏቏ȯ (2) Խᓏㆺるඖ⫏ᮟⅶ㆜śΒᮢㆺるԽᓏㆺるඖ⫏ᮟʼn ( ̳Ꮘㆺるʼnఱࢍㆺる ) ʠ⫏቏⤺ဏ ¯ 12.5 ȯ (3) ⫏቏⳺⭁᪓ś⎊ሷ⫏቏ ⁄ Խᓏㆺるඖ⫏ᮟⅶ㆜ȯ (4) ᇒⳇ⊵ᓏᲩ֥ㆺるඖ⫏ᮟʠᕗ᪓śᇒⳇ⊵ᓏᲩ ⁄ Խᓏㆺるඖ⫏ᮟⅶ㆜ȯ (5) Ὦɺㆩ⫏቏֥ㆺるඖ⫏ᮟʠᕗ᪓ś ( ᇒⳇ⊵ᓏᲩʼnҢ˟Ὦɺㆩ⫏቏ ) ⁄ Խᓏㆺるඖ⫏ᮟⅶ㆜ȯ (6) ᐏጥᕗ᪓śὮɺㆩ⫏቏ ⁄ ሀるⅶ㆜ȯ ⥘ 4 Ř቏⠧ᅠℶ⢌Ὦɺખ ד Ὦɿખࢊ ب വ҉ʵဦヮȯ ֓Ȯ᥸⳥ⵒ⿧Ӳ⫏⤻ ( ɺ ) ɺ⎷ඖ⫏⤻ ቏⠗ ד ઈ⠗˫ʙ⣬᥸⳥ᗉᾋ≛ᅠӼહᗉᾋ໽͐ᮢʠࢊ଄⫏⤻ⲅ⦓ະࢊ଄ⵒ⿧ȯ቏⠗ ד ઈ⠗ᲿԊ┮⸅ᅠˁᙐ ד ⇾ᙐʠᏈՖᱹଭȯ ቏⠗ ד ઈ⠗໽ဦヮʠ᥸⳥ⵒ⿧ʙ⣬͸˫⃻᥸⹾⠗ᘍὮɿጻᏈՖ໽ᮟᮝʠᄇҘᣅʙ⣬ᄇҘ͗᜺ȯ ( ʷ ) ⵒ⿧ံᲩȮ⫏ᮟ⎞⪭Йʠ⫏⤻ ቏⠗ ד ઈ⠗ʙ⣬᥸⳥ᗉᾋ≛ʙ⣬͸┮⸅ᅠҚ⠗᥸⳥⃌ኞŊҚ⠗᥸⳥⃌ኞ⎞቏׶͆⪮Ֆࢊ ب ʠ׶͆⃾׶ံᲩ⠧ɺ⎐Ŋ⦼ א 〇׶͆ ⃾׶ံᲩ⠧ȯ ( ɿ ) ⸅⣬઼໸ʠ⫏⤻ ቏⠗ ד ઈ⠗ʠᄇҘ͗᜺ӠᄣŊቍㆴ┮ゝʑᅠ܈ɺ઼໸໣܈ɺ˅ᆞ᳈ଃːⳖ⠗˅ᆞȯ ( ߈ ) ᮟ ٴ Ӳ ד ՙՖӲʠ⫏⤻ ቏⠗ ד ઈ⠗໽ሷ᥸⳥ⵒ⿧ʠ᥸⳥⃌ኞञⵒӠ͸͗⎊कⵒ઼໸ʠӴ෉ᄇҘŊˇ⎞⃾׶ံᲩ⠧࿮᳈׺ʠ⠣⸇ࡣḞ⠣⸇ȯ≟ⵒ⿧ᄇҘ͗ ᜺ぜ͗⎊कⵒᄇҘकŊˇሷⵒ⿧⿵ͩᤫ₎હʠᄇҘӠ჻ᐻ᜾׶᫧᱿Ӡ჻ҙⵒᄇᄄȯ᳈〦ᄇҘㇷ㆜⃅ໞᆙ₳⦼ א ⦀߸֒Ӳʠ⫏⤻ȯ ( ʽ ) ߸֒Ӳʠ⫏⤻ ҃⩴ ߡ も ۄ Ꮘ⹾⠗⊵˷ሷくҝ׮ ד ઈҝ׮ ߸֒Ӳ⪮Ֆ⫏⤻ᆙ₳⠧ ܈̤Řᅘ⎔౬˧Ҁ 108 ౺ಙ ߡ ҙ ˁᙐ ( ⥘ ) ռ⇾ᙐ Ң˟ ߡ क ᥸⳥ⵒ⿧ ⦲ᄮ ד ᗢ⺨ ׶⤺ ͗⎊ҝ׮˫क઼໸ʠᄇᲩ $ 42,647,441 $ 7,283,832 $ 2,645,023 $ 2,616,018 ( $ 313,264 ) $ 54,879,050 ͗⎊ҝ׮ҙҢ˟ⵒ⿧ᄇᲩ 2,659,180 ( 943,426 ) ( 606,172 ) ( 1,100,965 ) ( 8,617 ) - ⵒ⿧ᛍᄇᲩ $ 45,306,621 $ 6,340,406 $ 2,038,851 $ 1,515,053 ( $ 321,881 ) $ 54,879,050 ⵒ⿧ံᲩ $ 25,109,033 $ 4,612,396 ($ 1,787,171 ) $ 779,327 ( $ 333,005 ) $ 28,380,580 ר ⲅ⦓⫏ᮟ $ 2,744,559,112 $ 273,677,359 $ 235,458,868 $ 87,529,615 ( $ 6,932,022 ) $ 3,334,292,932