兆豐國際商業銀行108年 年報

Annual Report 2019 140 財 務 概 況 140 ܈̤Řᅘ⎔౬˧Ҁ ᖁ ߡ 107 ౺ 12 ሶ 31 ᅺ ჂΎ ٴ ᛍ㆜˅ԟⅶ₎હ Ң˟Βᮢ࣑೼ ׶⤺ ⠧ҙㅮᲿ ⲿ⳧ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ŋЙՖడң $ - $ - $ 8,492,311 $ 8,492,311 ŋ⠘ᮝడң 1,906,620 563,380 - 2,470,000 え⫢ ߊ ṠӾ ד ЙӾ༼⫏ 3,994,470 - - 3,994,470 ⫅᫠ ד ᄍᓰ 1,163,114,203 - 61,119,129 1,224,233,332 ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠ⸉➄⫏ᮟ ŋЙՖడң - - 13,025,500 13,025,500 ྈ჻⺨രໞ቏⠣⸇ʠЙՖడң༼⫏ - - 49,114,348 49,114,348 ⠧कㅮᲿ ʃ ר Ⴃ⺨ʠ༫⧤ 20,509,495 - 1,396,401 21,905,896 Ύ⨢ ד Βᮢᨊ 43,631,922 - 2,022,898 45,654,820 ⥘ 1 ŘჂΎ ٴ ؐʃՒᮟȮՒᮟȮᓏӴ⨢ሬȮሷъ⨢ӾȮહએ܈ȮΒᮢᨊ ד ᧎ᓏȯ (1) ࿙Β⫏ᮟʠჂΎ ٴ ъϊ͸˫དϊ / ఱϊ⎞ሱञሀる⸉㆜ ח ઝ̥ȯ␵ᤀᘍ ח വདϊŊവ˫⿀ъ⥫̒ȯ (2) ㄄࿙Β⫏ᮟʠჂΎ ٴ ъϊ͸˫ఱϊ⎞ሱञሀる⸉㆜ ח ઝ̥ȯ ⥘ 2 Řᛍ㆜˅ԟⅶ₎હ ד Ң˟Βᮢ࣑೼ʠ⦦ᆙ⦼⦀え⥘Ҝ ( ɿ )4.(3) ד (4) ȯ (5) ቏⠗ ד ઈ⠗૓ӡ⤐ૣ⸉➄డңʠჂΎ ٴ ъϊʏ≙⸇トဏӬᛧံʠ఩Βᮢᛧံʠ⸉➄⫏ᮟȯ఩Βᮢᛧံʠ⸉➄⫏ᮟ ד ཌᛧ ៌߱ံदʠჂΎ ٴ ъϊ⫏⤻ॖʁŘ ܈̤Řᅘ⎔౬˧Ҁ 108 ౺ 12 ሶ 31 ᅺ ⅶ్ㄇ⸉㆜ Јཌ إ ్ ሚる⸉㆜ ( ჻⺨രໞ቏ ) ჂΎ ٴ / Ύ⨢ ҝѿъϊ ະᄇᓰㅮ $ 941,461 $ 740,662 $ 200,799 $ - ŋΒᮢ֦ᏈՖ 80,117 63,838 16,279 - ŋҢ˟ 861,344 676,824 184,520 - ⫅᫠ ד ᄍᓰ 9,960,045 2,539,266 7,420,779 5,394,191 Ң˟⸉➄⫏ᮟ 32,392 7,168 25,224 - ⠧ҙ఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 10,933,898 $ 3,287,096 $ 7,646,802 5,394,191 ʃ ר Ⴃ⺨ʠ༫⧤ $ 386,132 $ 107 $ 386,025 $ - Ύ⨢ ד Βᮢᨊ 105,899 48,614 57,285 24,023 ⠧क఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 492,031 $ 48,721 $ 443,310 $ 24,023 ܈̤Řᅘ⎔౬˧Ҁ 107 ౺ 12 ሶ 31 ᅺ ⅶ్ㄇ⸉㆜ Јཌ إ ్ ሚる⸉㆜ ( ჻⺨രໞ቏ ) ჂΎ ٴ / Ύ⨢ ҝѿъϊ ະᄇᓰㅮ $ 909,388 $ 727,702 $ 181,686 $ - ŋΒᮢ֦ᏈՖ 75,181 59,861 15,320 - ŋҢ˟ 834,207 667,841 166,366 - ⫅᫠ ד ᄍᓰ 9,404,306 3,101,154 6,303,152 5,190,095 Ң˟⸉➄⫏ᮟ 33,713 7,154 26,559 - ⠧ҙ఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 10,347,407 $ 3,836,010 $ 6,511,397 5,190,095 ʃ ר Ⴃ⺨ʠ༫⧤ $ 394,989 $ 3,997 $ 390,992 $ - Ύ⨢ ד Βᮢᨊ 98,235 52,989 45,246 229,321 ⠧क఩ᛧံ⸉➄⫏ᮟⅶ㆜ $ 493,224 $ 56,986 $ 436,238 $ 229,321 6. ׳⸉➄⫏ᮟʠЈཌ إ ్Ȯ₲⤺ᛧံ ד ⪭Й᜾Ј⩐Ւ (1) ቏⠗ ד ઈ⠗ᖁ ߡ 108 ౺ ד 107 ౺ಙ⫅᫠ ד ᄍᓰЈཌ إ ్ቅӮㇷ㆜⎏ቅ቎ㇷ㆜ʠ⦲ῃ⠧Ř ܈̤Řᅘ⎔౬˧Ҁ 108 ౺ಙ ⫅᫠ ד ᄍᓰ 12 Τሶㅷቅ Βᮢံद (Stage 1) એ↲ቅ⿵ㅷቅ Βᮢံद ( ΤӲ⥫̒ ) (Stage 2) એ↲ቅ⿵ㅷቅ Βᮢံद ( ㄄⫵Ҙ໣ԡআ ʠΒᮢᛧံ ⸉➄⫏ᮟ ) (Stage 3) ͩ ߡ も⪮Ֆࢊ ଄᜾ԅὮ 9 ⚦ ⣳હဏӬʠ ᛧံ׶⤺ ͩȵ⹾⠗⫏ᮟ ⥫̒ံद᜾Ј ဏӬ ד ⳝቅᄍ ᓰАᄇᓰ إ ్ ⚠᫧Ⲅᘍȶ⣳ હဏӬʠᛧံ దᯌ ׶⤺ ቅӮㇷ㆜ $ 2,625,625 $ 700,461 $ 2,956,493 $ 6,282,579 $ 23,976,668 $ 30,259,247 ߌ ቅӮ఩⦓Ӭʠ⸉➄డң ໽ᮟᮝʠ⩐ՒŘ ŋⱧᣅએ↲ቅ⿵ㅷቅΒᮢံद ( 22,819 ) 28,018 ( 5,199 ) - - - ŋⱧᣅΒᮢᛧံ⸉➄⫏ᮟ ( 13,770 ) ( 13,117 ) 26,887 - - - ŋⱧᣅ 12 ΤሶㅷቅΒᮢံद 127,987 ( 127,475 ) ( 512 ) - - - ŋᅠᯍቅぜӬʠ⸉➄⫏ᮟ ( 1,076,827 ) ( 201,197 ) ( 908,237 ) ( 2,186,261 ) - ( 2,186,261 ) ŋ቏ቅ࣑ဏ ד ⲪⱧ ( 135,124 ) 53,653 1,579,524 1,498,053 - 1,498,053 ⫵Ҙ໣ԡআʠᅘ⸉➄⫏ᮟ 1,270,122 138,170 160,800 1,569,092 - 1,569,092 ͩȵ⹾⠗⫏ᮟ⥫̒ံद᜾ЈဏӬ ד ⳝቅᄍᓰАᄇᓰ إ ్⚠᫧Ⲅᘍȶ ⣳હဏӬʠᛧံదᯌ - - - - ( 79,697 ) ( 79,697 ) Ⱨ⺨ إ ్ - - ( 2,038,889 ) ( 2,038,889 ) - ( 2,038,889 ) ֈ҈ ד Ң˟⩐Ւ ( 39,068 ) 20,860 580,094 561,886 - 561,886 ቅ቎ㇷ㆜ $ 2,736,126 $ 599,373 $ 2,350,961 $ 5,686,460 $ 23,896,971 $ 29,583,431