兆豐國際商業銀行108年 年報

113 財 務 概 況 113 ( ʷ֓Ҟ ) ᥸⳥ⵒ⿧ ቏⠗ ד ઈ⠗᥸⳥ⵒ⿧ࢊ଄⎞ဏͧʵʙ⣬᥸⳥ᗉᾋ≛ʠҙⵒࢊ ب ɺ⎐ȯʙ⣬᥸⳥ᗉᾋ≛͸྆Ӡⶪ⫏᜺ʵ˺Ꮘ᥸⳥ⵒ⿧ʏ⥫⸇ ҢⅷᄓʠΤː໣ ߨ ぶȯ቏⠗ ד ઈ⠗ʠʙ⣬᥸⳥ᗉᾋ≛͸྆቏⠗ ד ઈ⠗ʠ┷ʶሳȯ ʽȮ⸅ञሳ⤺ӱᅜȮ̒⤺ ד ϐ⥑ʃᷨહඖʠʙ⣬͗᜺ ቏⠗ ד ઈ⠗ℶ⢌׶͆⪮Ֆࢊ ب ᆹŊᾷ᫧べଶ఩⳥ᮢҢӱᅜ˫ᗉહ໽࿮ᮢʠሳ⤺ᄎᾋŊʏͩჇ⫏ᮟ⪭Й⠧ᅺᯍᆹʠ෼ᗼଃᅠቍ͗ʶ˴ ʠ׶᫧ㅷቅ˫̳ӛሳ⤺̒⤺ ד ϐ⥑ȯ໽̳ӛʠ⸅ञሳ⤺̒⤺⎞ϐ⥑ ר ⋱⎞૪も⃌ኞએሷదᯌŊ૽≙⸇ᔕ׫⃻㊹ ד Ң˟ ߌ ઈྃ↲⥫̒ ד ⦲ᄮȯ ⵒӠㅮᲿʠሳ⤺ᄎᾋ⎞ᾷ᫧べଶʠӱᅜଃ቏⠗ ד ઈ⠗⪮Ֆࢊ ⦓ب Ӭ⸉㆜ʠഛㅨ⸅ञŊ⦦ᆙॖʁŘ ( ᶨ ) ቍʀఱ ( ᒥ ) ҝ׮⊵Ṡҝѿъϊʠ⠣⸇ ቏⠗ ד ઈ⠗ྃሷʠᤀᙙ⃘ఱࢍʠቍʀఱ ( ᒥ ) ҝ׮⊵ṠŊ⥿ㆩ⸉➄డңҝѿъϊ͸˫⥫ъᅞᘍᗉહ ( ծؐఱࢍᘍ ד ᛍ⫏ᮟᘍ ) ŊҢҝ ѿъϊ͸ഺㆩ̙⸉➄డңʠ ר ⤐ૣ⫏ᅆ໣ᑁࠣ⥫̒Ŋ␵ᤀఱࢍ ר ⤐ૣ א ᄲŊ⸉➄డңʠҝѿъϊ͸˫⳺ᯍϐ⥑⠣⸇ȯᯍ࿮ᮢ⥫ ъᑁࠣᗉહҝѿъϊᆹŊ໽ሷᑁࠣㅱ⃻ዮ᜾˫ᷨΎᮟӛ⃌ኞ ו ᆤ૪も⫏ᅆ⎞ఱࢍъጁŊฑᲵ ר ⋱ ף ࿮ᮢ ר ⤐ૣ⫏ᅆȯ ቏⠗ ד ઈ⠗ᅠҝѿъϊ⠣⸇ʙ⣬͸ א ≙ㆩ̙ᮟᏈ ר ㆩᕗʀఱ ( ᒥ ) ҝ׮ሱⲖቅҝ ب ʠఱࢍʧᄲϝᣅ⤺ᾰ א ≙ͩჇŊ˫ ד ≙⸇ఱࢍ ᙟⳇඖ໣ㆺる᧚ᔢඖ໽̳༿ъȯ˶̬ӱᅜ ד ̒⤺ʠ⩐ՒŊ רࠀ ⋱ሳഛㅨҢҝѿъϊʠ⠣⸇ȯሷ〦⸉➄డңҝѿъϊʠ⦦ᆙŊ⦼ ⦀え⥘ɼȯ ( Ḵ ) ㅷቅΒᮢံद ଃᅠྈ჻⺨രໞ቏⠣⸇ʠ⸉➄⫏ᮟ ד ⲿ⳧Ң˟⃾׶ံᲩྈҝѿъϊ⠣⸇ʠЙՖ༼⫏డңŊҢㅷቅΒᮢံदʠ⠣⸇࿮ᮢ⢒グ᱿ᑁ ࠣ⥫̒ ד घㅮϐ⥑ȯⳆˀᑁُࠣϐ⥑ᚊ ד ቍ͗ⅶ㋤⃻ᠰ෼ᗼُЙՖːΒᮢ⠗ᣅņ͛ॖŊ઼໸ⳮ₎ ר ⋱ඖ ד ံदŇȯえ⥘Ҝ ( ɿ ) ⦦ ᆙㅷቅΒᮢံद⠣⸇ʑ͐ᮢ᱿ א ᄲȮϐ⥑ُ̒⤺ᅞᘍŊʬဦヮㅷቅΒᮢံदଃʀⲩ ߌ ₪⩐Ւʠᄖ฾ඖȯ ͩჇሳ⤺᜾ԅ⣳῅ଃㅷቅΒᮢံदⳖ⠗⠣⸇ᆹᚊ ד ⥓घ⸅ञӱᅜŊ͛ॖŘ 1. ӱᅜΒᮢㆺるㆴ┮࣑Խʠᐻ᜾ř 2. ⴆႹ⠣⸇ㅷቅΒᮢံदʠ⳺ᯍᑁࠣ ד ϐ⥑ř 3. ⸒ଃʃ׺ㆩࠣ᱿ᮟ ٴ Ŋ߱⠣⸇ㅷቅΒᮢံदᆹᷨહト⣬͐ᮢ᱿Ԋᵌඖ ߌ ₪ř 4. ᣅㅷቅΒᮢံद᱿⠣⸇Ⳗ⠗⸉➄డң᱿Ӡ∌Ŋ૽ңሷㆩ̙Βᮢㆺる᧚൉᱿⸉➄⫏ᮟₗҘ׺ɺӠ∌ȯ 〦ᅠʀⲩㅷቅΒᮢံदʠӱᅜ ד ̒⤺Ŋ⦼ א 〇え⥘Ҝ ( ɿ ) ȯ ( ᶱ ) ⲵ⊚രṵӴ ⲵ⊚രṵӴ∑Ֆʠ᫠ϊ͸˫ᄲỚϐ⥑ʠ⁤ᾰ⃌ኞᣅࡣḞȯⳆˀϐ⥑ʑ˶̬⩐Ւ૽ഛㅨⲵ⊚രṵӴ∑Ֆʠ్ㄇ⸉㆜ȯ ᗉહⲵ̆⸉ᛍໞ቏ ( ᄇҘ ) ʠϐ⥑ծؐ༿᫠᪓ȯ቏⠗ ד ઈ⠗ᅠᕓ౺ቅ቎ᗉહ⳺ᯍ༿᫠᪓Ŋʏ˫⥿Ӵ᪓⤺ᾰㅷ̒ᄄˡⲵ⊚രṵӴ∑ Ֆ໽トʠቍ͗᫠⸉ᙟӛ᫠ϊȯᣅᗉહ⳺ᯍʠ༿᫠᪓Ŋ቏⠗ ד ઈ⠗ㅱ≙⸇ᄎಓҝЙʠఱࢍᔪӴ᪓Ŋ⥿ᄎಓҝЙʠ౬Ӳ⎞ⲵ⊚രṵ Ӵᄄˡʠ౬Ӳ᳈׺ŊʈҢӷቅᅺቅ⿵ະ⎞᳈〦ⲵ̆⸉⪭Йቅ⿵᳈Ὢȯ˶̬⁤ᾰϐ⥑ʠ⩐ՒŊ רࠀ ⋱ሳ⸅ञഛㅨ቏⠗ ד ઈ⠗ᷨહ ṵӴ∑Ֆʠ⸉㆜ȯ ҞȮ⸅⣬ሳ⤺ㅮᲿʠ⦦ᆙ ( ɺ ) ᫠⸉ ₎ד ᯍ᫠⸉ 108 ౺ 12 ሶ 31 ᅺ 107 ౺ 12 ሶ 31 ᅺ ಝએ᫠⸉ ד ⳕⱧ⸉ $ 20,558,491 $ 15,371,091 ഩ˅ဘṠჇ 1,037,136 805,723 એᄍ⹾⠗׺Ꮘ 119,439,851 107,008,070 ᛍ㆜ $ 141,035,478 $ 123,184,884 ᳈〦Βᮢㆺる⫏⤻⦼⦀え⥘Ҝ ( ɿ ) ȯ ( ʷ ) એᄍत⠗ ד བྷζ⹾⠗׺Ꮘ 108 ౺ 12 ሶ 31 ᅺ 107 ౺ 12 ሶ 31 ᅺ એᓰ᜾Ј⸉ŋᮬ໸ $ 12,811,817 $ 16,741,743 એᓰ᜾Ј⸉ŋʨ໸ 39,604,012 39,410,360 એᄍत⠗ŋɺ⎷໸ 284 291 એᓰ᜾Ј⸉ŋक౬એᓰ໸ 631,211 754,965 ߡ कӠ⠗એᄍᯍ߸ᄎಓत⠗૾໸ 228,656,079 247,344,272 ⸉⫏ʑൔ⭪⠗ᏈՖᛤᾰࡣ⸉૾໸ 4,005,092 5,878,089 བྷᄍ⹾⠗׺Ꮘ ד ׺Ꮘⲿᄄ 208,251,579 208,443,344 ׺ᏈⳖӛ ם ➄⫏ࣆᓰ - 202,838 ⫀Ҙㆺる א ⎞׺Ꮘ➄⫏ࣆᓰ - 1,536,650 ଅ⤺ 493,960,074 520,312,552 ᛧŘЈཌ إ ్ŋབྷᄍ׺Ꮘ ( 14,565 ) - ᛧŘЈཌ إ ్ŋ׺ᏈⳖӛ ם ➄⫏ࣆᓰ - ( 120 ) ׶⤺ $ 493,945,509 $ 520,312,432