兆豐國際商業銀行108年 年報

105 財 務 概 況 105 ҃⩴ ߡ も ۄ Ꮘ⹾⠗⊵˷ሷくҝ׮ ד ઈҝ׮ ׶ ͆ ⪮ Ֆ ࢊ ⠧ え ⥘ ᖁ ߡ 108 ౺ಙ ד 107 ౺ಙ ܈̤Řᅘ⎔౬˧Ҁ ņぜ᧚Ӳ⥘ᆙ≛कŇ ɺȮҝ׮ᗺㄊ ( ɺ ) ҃⩴ ߡ も ۄ Ꮘ⹾⠗⊵˷ሷくҝ׮ ( ˫ʁ ờ቏⠗ ) Ԋ⯿ᣅʑ ߡ ⹾⠗Ŋᅠᖁ ߡ 60 ౺ 12 ሶ 15 ᅺͩჇⅶ⃥ҝ̡ʠȵʑ ߡߡ も ۄ Ꮘ⹾⠗ ጻ͛ȶ ( ఩ᅠᖁ ߡ 94 ౺ 12 ሶ೉ᔋ ) ד ሷ〦ᘍ˪ᔌೣᄊ⃅ȯᖁ ߡ 91 ౺ 12 ሶ 31 ᅺ቏⠗ͩ⸉➄࿳⊵ҝ׮ᘍ⊵˷Ⱨဘ≟ᣅ҃⩴⸉➄ ࿳⊵⊵˷ሷくҝ׮ᱻӠʠᱻྃ⊵ʠઈҝ׮Ŋʏ⃃ᔋʀఱ⫀⫢ȯᣅიञ⃻᥸⣳ᑁŊ೼ջఱࢍ֥ሷ᪓Ŋ቏⠗˫ᖁ ߡ 95 ౺ 8 ሶ 21 ᅺ ᣅࡣ᜾ᅺؚᄇ˅ⳇ⹾⠗⊵˷ሷくҝ׮ ( ˫ʁ ờ˅ⳇ⹾⠗ ) ʏሩ׻ᣅ҃⩴ ߡ も ۄ Ꮘ⹾⠗⊵˷ሷくҝ׮ȯ҃⩴⸉➄࿳⊵⊵˷ሷくҝ ׮ ( ˫ʁ ờ҃⩴⸉࿳ ) ྃሷ቏⠗ 100% ⊵ᄲŊᣅ቏⠗ʠሱ⃃ᕒҝ׮ȯ ( ʷ ) ቏⠗⃻᥸ʠᏈՖᣅŘ (1) ͩ⹾⠗ᘍ ۄ Ꮘ⹾⠗ὁ⣳હʠᏈՖř (2) ߡ もֈ҈ ד ሷ〦ᏈՖř (3) Ⳗӛ ם ⫁ᓰ ד Ύ⨢ᏈՖř (4) Ң˟⎞ ߡ も ⫈ᆞᱹଭሷ〦ʠ⸉➄ᏈՖř (5) Ⲅ᫧Β⥅ᏈՖř (6) ࿲ ט ઼໸Қᓏএ⥅༼⫏ᏈՖř (7) Ⲅ᫧ʑ⿢ቅ⿭ᱹඖᄍᓰȮΎ⨢ᾀ࿙ΒᏈՖř (8) א Խ༼⫏ԡ଄ඖ ד ԡᏈ༼⫏ʠʶᏈř (9) ⃻ʑतʙᾷᑨ〦ዽӄⲄ᫧ʠҢ˟ሷ〦ᏈՖȯ ( ɿ ) ቏⠗ⅶᾷ᫧⚠⃾᫧Қ⠗ʶՖ ד ᏈՖŊʏ߱ ߡ ҙक׳⸅⣬߸֒⥑ἼӠ⠗Ŋ☼˫࿴ೊ׳ㅮᏈՖȯ቏⠗ͩᘍ⥘ҩʏ⥑Ἴᅠʑⓧᖁ ߡ ȯ ໰⎏ᖁ ߡ 108 ౺ 12 ሶ 31 ᅺᔋŊ቏⠗ぜ ߡ も⸉➄ᏈՖӠ⠗कŊ⥑ሷ ߡ ҙӠ⠗ 108 ૊ ( ʃؐⅶ⚠᥸Ꮘ܈̤ ) Ȯ ߡ कӠ⠗ 23 ૊Ȯ ߡ कઈ⠗ 1 ૊ ( ʃؐ఩ᅠᖁ ߡ 108 ౺ 4 ሶ 29 ᅺરໞ⤟ᄣʠԽཱྀञ҃⩴ ߡ も ۄ Ꮘ⹾⠗ ) Ȯ ߡ कᄄ⠗ 5 ૊Ȯ ߡ क˩⠧⚠ 2 ⚠ ד ⠗⺨Ⲅ ʶ⚠ 1 ⚠ȯ ( ߈ ) ቏⠗Β⥅⚠Ⲅ᫧⹾⠗ᘍ⣳હʠΒ⥅༼⫏ᏈՖʠ⣳ԬȮᾷ᫧ ד ᥸Ꮘȯ ( ʽ ) ໰⎏ᖁ ߡ 108 ౺ ד 107 ౺ 12 ሶ 31 ᅺᔋŊ቏⠗ ד ઈ⠗ʠ ڂ డːᄲӠӲᣅ 6,970 ː ד 6,560 ːȯ ʷȮⳇ⳧⪮Ֆࢊ ب ʠᅺቅ ד Ễ಍ ቏׶͆⪮Ֆࢊ ب ఩ᅠᖁ ߡ 109 ౺ 3 ሶ 13 ᅺ⃻┷ʶሳⳇ⳧ᱹ̡ȯ ɿȮᅘᱹ̡ ד Δ⤶᜾ԅ ד ⤟⸃ʠ⳺ᮢ ( ᶨ ) ఩࿮ᮢ⸉➄Ჶᴏᾷ᫧এ ڂ ሳ ( ˫ʁ ờȵ⸉ᾷሳȶ ) ר⦓ ʠᅘᱹ̡ȮΔᔌര ߡ も⪮Ֆࢊ଄᜾ԅʠഛㅨ ʁ⠧എӬ⸉ᾷሳ⦓ ר ʠᖁ ߡ 108 ౺⳺ᮢʠ ߡ も⪮Ֆࢊ଄᜾ԅʠᅘᱹ̡ȮΔᔌ ד Δ⤶ʠ᜾ԅ ד ⤟⸃Ř ᅘᱹ̡ / Δᔌ / Δ⤶᜾ԅ ד ⤟⸃ ߡ もሳ⤺᜾ԅ᫧ʶሳᱹ̡ʠᮝᄓᅺ ߡ も⪮Ֆࢊ଄᜾ԅὮ 9 ⚦ʠΔᔌȵң⪭⡵ѥʠဏԊⴒᓰ᧚ඖȶ ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦ȵẬ⫌ȶ ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ ߡ もሳ⤺᜾ԅὮ 19 ⚦ʠΔᔌȵ⤺ᯉʠΔᔌȮⅧᛧ໣ᛤѥȶ ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ ߡ もሳ⤺᜾ԅὮ 28 ⚦ʠΔᔌȵ〦⊓˺Ꮘ⎞׶⫏ʠ⿢ቅᓏᲩȶ ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ ߡ も⪮Ֆࢊ଄⤟⸃Ὦ 23 ⚦ȵ໽വềՖ⚠᫧ʠʃᷨહඖȶ ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ 2015-2017 ⳕቅʠ౺ಙᄊۧ ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ ぜʁӬ໽ⲩ≛कŊ⃻⥫̒ʀⲩ᜾ԅ ד ⤟⸃ଃ቏⠗ ד ઈ⠗⪮Ֆᨊᗼ⎞⪮Ֆⅷᄓʏᤀ⸅ञഛㅨŘ ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦ȵẬ⫌ȶ 1. ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦ȵẬ⫌ȶ ח ˩ ߡ もሳ⤺᜾ԅὮ 17 ⚦ȵẬ⫌ȶ ד Ң᳈〦⤟⸃ ד ⤟⸃ҝ ب ȯᔍ᜾ԅ⣳હ༫Ậːະ⦓Ӭ ͐ᮢᓏ⫏ᮟ ד Ậ⫌⪭ЙņぜẬ⫌ቅ⿵ቍⳝ 12 Τሶ໣̥ъϊᐻ᱿⫏ᮟʠẬ⫌कŇřӛẬːሳ⤺⚠᫧˜᳈׺Ŋྈ᥸ᏈẬ⫌ ד ➄ ⫏Ậ⫌қỚㆩࠣ⚠᫧ŊХ࣑Խ᳈〦ဦヮȯ 2. ᅠ⳺ᮢ⸉ᾷሳ⦓ ר ʠᖁ ߡ 108 ౺ IFRSs ᦹ቏ᆹŊ቏⠗ ד ઈ⠗ଃᅠ ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦͸࿮ᮢʃ⸅ℶᕗⰱ⫏⤻ ( ˫ʁ  ờȵΔᔌೣⲲᝒ⦲ᄮȶ ) Ŋ૽଼༫ẬːʠẬ⫌׶₎Ŋᅠᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ⦲࣑͐ᮢᓏ⫏ᮟ $1,782,562 ˧ҀŊʏ⦲࣑Ậ⫌⪭ Й $1,782,562 ˧Ҁȯ 3. ቏⠗ ד ઈ⠗ᅠӮᓝ⳺ᮢ ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦Ŋ࿮ᮢʠ૪Ֆᓏ઻̳ᘍॖʁŘ (1) ૽ଃңሷ׶᫧ㆩ̙᧚ඖʠẬ⫌⃅׶͐ᮢ܈ɺ༿᫠᪓ȯ (2) ᅠ⥫̒Ậ⫌ೖ⿢ⴆႹᓏʠ⠗͐ ד Ậ⫌⃃ᔋⴆႹᓏʠʃ⠗͐ଃẬ⫌ቅ⿵ʠӱᅜᆹ࿮ᮢര⣲ʠᆙȯ 4. ቏⠗ ד ઈ⠗ᅠ⤺ᾰẬ⫌⪭Йʠ᫠ϊᆹŊ͸࿮ᮢ቏⠗ ד ઈ⠗࣑㆜ζᓰӴ᪓ŊҢԽᓏ౹ ࠀ Ӵ᪓ᣅ 1.4343% ȯ 5. ቏⠗ ד ઈ⠗ྈ ߡ もሳ⤺᜾ԅὮ 17 ⚦ဦヮ᥸ᏈẬ⫌༫⧤ʠ⸉㆜Ŋ࿮ᮢӮᓝ⳺ᮢᅺʠ࣑㆜ζᓰӴ᪓༿᫠ʠ᫠ϊ⎞ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ⦓ӬʠẬ⫌⪭Й᱿⦲ῃॖʁŘ ᖁ ߡ 107 ౺ 12 ሶ 31 ᅺ࿮ ߡ もሳ⤺᜾ԅὮ 17 ⚦ဦヮʠ᥸ᏈẬ⫌༫⧤ $ 1,903,274 ᛧŘ଼ᵬቅẬ⫌ʠ⩦҉ ( 2,153 ) ᛧŘ଼̥ъϊ⫏ᮟʠ⩦҉ ( 16,566 ) ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ࿮ ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦⦓ӬʠẬ⫌⪭ЙʠẬ⫌׶₎ⅶ㆜ 1,884,555 ྈ቏⠗Ӯᓝ⳺ᮢᅺʠ࣑㆜ζᓰӴ᪓ 1.4343% ᖁ ߡ 108 ౺ 1 ሶ 1 ᅺ࿮ ߡ も⪮Ֆࢊ଄᜾ԅὮ 16 ⚦⦓ӬʠẬ⫌⪭Й $ 1,782,562