兆豐國際商業銀行107年 年報
Annual Report 2018 124 財 務 概 況 124 ො 2 ĈώҖăЏᖳ৸ ࡗ ̶ҖăЏᖳ ۿ ΐ̶࣯Җ̈́Џᖳ̶ۣҖᄃ઼࡚ᓑ֣౯நְົ (FED) ̈́ϿӀᏚэ ܛ Ꮙះ ٺ 2018 ѐ 1 ͡ 17 ͟ВТᘪཌჳ΄ (Order to Cease and Desist and Order of Assessment of Civil Money Penalty) ĂಶЏᖳ৸ ࡗ ̶ҖăЏᖳ ۿ ΐ̶࣯Җ̈́Џᖳ̶ۣҖ ܕ ഇᑭ ߤ ૄ͟Ă̶Ҿ ࠎ 2016 ѐ 6 ͡ 30 ͟ă 2016 ѐ 12 ͡ 31 ̈́͟ 2016 ѐ 9 ͡ 30 ͟Ăٙ൴னᄃࢲᐍგந̈́Ᏺೈ BSA/AML ࢋՐၱ ڱ ΄ఢቑ࠹ᙯ̝εĂੵዎኝჳഠ࡚ ܛ 2 Ζ 9 ֿ༱ ̮γĂ֭ᑕ೩Чี३ࢬԼචࢍ൪ĂΒ ߁ ώҖְົᄃ઼࡚гડลგநลᆸĂᑕૻ̼̳Φ ڼ நᄃგநลᆸ̝Ⴞ༛ გந፟ ט Ăְົᑕ೩ ޙ ϲ઼࡚гડ 4 छ̶ҖЪ׀ ڼ ந ߛ ၹ̈́ૻ̼Ⴞ༛გந፟ ט ̝३ࢬԼචࢍ൪Ăְົᄃ˯ ˬछ̶ҖᑕᓑЩ೩̶ҖҾ̝ૻ̼Ᏺೈ BSA/AML ̈́ OFAC ڱ ఢఢቑࢋՐ̝Ⴞ༛გந፟ ט ̝३ࢬࢍ൪ĂώҖᄃЏᖳ ৸ ࡗ ̶ҖăЏᖳ ۿ ΐ̶࣯Җ̈́Џᖳ̶ۣҖᑕГಶૻ̼ BSA/AML Ᏺೈࢍ൪ă މ ͗Ⴝᖚአ ߤ ăΞႷϹ ٽ ߿જ̝Ⴞଠᄃ Ϧಡ̈́ OFAC ̝ᏲೈඈᛉᗟĂ೩३ࢬԼචࢍ൪ĄѩγĂώҖ̈́Џᖳ৸ ࡗ ̶ҖᑕГདЇ৸ ࡗ ᓑ֣౯ᅙҖᄮΞ̝ ϲௐˬ͞Ăಶ 2015 ѐ 1 ͡ 1 ͟ ז 6 ͡ 30 ̝࡚̮͟ზϹ ٽ ĂซҖа໖አ ߤ ĂͽቁᄮགྷϤЏᖳ৸ ࡗ ̶Җ̝ΞႷϹ ٽ ߿જĂ ߏ ӎΞజዋ༊Ᏸᄮֶ̈́ፂ࠹ᙯΞႷϹ ٽ ߿જϦಡఢቑซҖϦಡĄଘѩѨ FED ჳ΄̚Ϻ ؠۺ ώҖ၆̳Φ ڼ ந ̏ଳ פ ૻ̼ନ ߉ Ă̈́ώҖٚᏚ၆઼࡚˯ˬछ̶Җ̝Ⴞ༛ᄃ ڱ Ᏺࢍ൪ᜈԼච۞ՙ͕Ą ၟҌ ߤ ८ಡӘͤ͟Ă˯ഇมЏᖳ৸ ࡗ ̶Җ࡚̮ზϹ ٽ ̝а໖አ ߤ Ă̏དЇϲௐˬ͞ซҖ̚ĄΩ FED ᄃ NYDFS Տѐ˵ົಶ৸ ࡗ ̶Җፋវ̝ࢲᐍგநăүຽଠგă ڱ ΄Ᏺೈ̈́ྤய ݡ ኳ (ROCA) ซҖᓑЪᑭ ߤ ĂώҖ̈́Џᖳ৸ ࡗ ̶Җ ٺ 2018 ѐ 3 ̈́͡ 2019 ѐ 3 ͡ಶ˯ְІᅍϹ३ࢬԼචࢍ൪Ă ޢ ᜈϒಶٙᅍϹ̝३ࢬԼචࢍ൪ٙ̚ЕЧีࢲᐍგந ̈́ ڱ ΄ᏲೈᛉᗟᜈԼච̚Ą ( ˬȈ˟ ) ࣶ̍Ӏϡ! 107 ѐ ޘ 106 ѐ ޘ ᓟྤϡ $ 11,000,945 $ 10,081,195 ̏ੜЃࣶ̍ᐹхᗝӀि 1,326,021 1,376,912 ੜЃ ܛ ϡ 717,329 623,650 ౻ઉܲϡ 690,784 645,025 ϡˠϡ 1,028,258 922,253 Ъ ࢍ $ 14,763,337 $ 13,649,035 1. ࣶ̍ˠᇴྤੈኛྎ ܢ ො˘ ( ̣ ) Ăࢍზૄᖂᄃଵੵ̏ੜЃࣶ̍ᐹхഠᗝӀि̝ࣶ̍Ӏϡ˘Ą 2. ώҖ ٺ ϔ઼ 106 ѐ 10 ͡ 20 ͟གྷְົҖ۵ ڌ ົᖚᝋՙᛉ఼࿅ౢ࣒ϒᛉ९Ăֶ࣒ϒ ޢ ౢఢ ؠ ĂώҖֶ༊ѐ ޘ ᒔ Ӏ ڶې љੵ᎕ᓪຫ ޢ Ăт إ ѣዶᗝĂᑕͽඁ݈Ӏৈљੵ̶ ࠁ ࣶ̍࿌౻݈̝Ӏৈ೩ᇥ 2~6% ࠎ ࣶ̍࿌౻ĂϤְົᏊ੩ ώҖЧีᒻड़ᇾٕТຽ൴ ڶېٸ ඈЯ৵ ޢ Ă८ ؠ ೩ᇥͧதĄ 3. ώҖϔ઼ 107 ѐ̈́ 106 ѐ ޘ ࣶ̍࿌౻ҤЕ ܛ ᗝ̶Ҿ ࠎ $1,401,947 Ζ̮̈́ $1,275,582 Ζ̮Ă݈ ܛ ᗝЕᓟྤϡ ࡊ ϫĄ 4. གྷְົՙᛉ̝ϔ઼ 106 ѐ ޘ ࣶ̍࿌౻ ܛ ᗝ ࠎ $1,275,582 Ζ̮ᄃϔ઼ 106 ѐ ޘ ੑચಡӘҤЕ̝ ܛ ᗝ˘Ą 5. ώҖְົ఼࿅̝ࣶ̍࿌౻࠹ᙯྤੈΞҌ̳ฟྤੈ៍ീ৭ ߤ ྙĄ ( ˬȈˬ ) Զᖞ̈́ᝊዚϡ! 107 ѐ ޘ 106 ѐ ޘ Զᖞϡ $ 621,657 $ 535,681 ᝊዚϡ 5,597 6,039 Ъ ࢍ $ 627,254 $ 541,720 ( ˬȈα ) ຽચ̈́გநϡ! 107 ѐ ޘ 106 ѐ ޘ ඁॕ $ 2,035,974 $ 2,005,752 ౻ચ 1,973,838 1,116,397 ১ ܛ 851,968 771,136 ཝహវჯ᜕ 558,054 496,004 ܲᐍ 446,996 408,047 ຽચଯᇃ 291,929 268,922 ฎ 249,523 212,256 ྻ 227,763 196,279 ᇃӘО ה ! 208,757 210,145 ॕᙑ 162,760 220,070 ࣶ̍ቚ 141,877 132,222 ͪ 132,456 127,601 ॠ 118,968 113,369 857,823 859,797 Ъ ࢍ $ 8,258,686 $ 7,137,997 ! !
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