兆豐國際商業銀行107年 年報

Annual Report 2018 118 財 務 概 況 118 ( Ȉ˝ ) ࢑ๅ໤౯! 107 ѐ 12 ͡ 31 ͟ 106 ѐ 12 ͡ 31 ͟ ࣶ̍჊Ӏ࢑ๅ໤౯ $ 12,072,670 $ 11,161,036 ܲᙋయЇ໤౯ 3,248,056 3,659,834 ᏉྤٚᏚ໤౯ 104,083 - Ъ ࢍ $ 15,424,809 $ 14,820,870 ࣶ̍჊Ӏ࢑ๅ໤౯ ځ ௟т˭Ĉ 107 ѐ 12 ͡ 31 ͟ 106 ѐ 12 ͡ 31 ͟ ᄮЕ ٺ Ъ׀ྤய࢑ๅܑĈ － ቁ ؠ ჊Ӏࢍ൪ $ 7,757,638 $ 7,159,287 － ࣶ̍ᐹ೎хഠࢍ൪ 4,315,032 4,001,749 Ъ ࢍ $ 12,072,670 $ 11,161,036 1. ቁ ؠ ჊Ӏࢍ൪ (1) ώҖֶፂĶ౻જૄ໤ ڱ ķ̝ఢ ؠ Ăࢎѣቁ ؠ ჊Ӏ̝ੜЃᏱ ڱ Ăዋϡ ٺ ϔ઼ 94 ѐ 7 ͡ 1 ͟၁ ߉ Ķ౻̍ੜЃ ܛ ୧ּķ݈ٙ ѣϒёࣶ̝̍ ڇ ચѐྤĂͽ̈́ ٺ ၁ ߉ Ķ౻̍ੜЃ ܛ ୧ּķ ޢ Ᏼፄᚶᜈዋϡ౻જૄ໤ ڱ ࣶ̝̍ ޢ ᜈ ڇ ચѐྤĄࣶ̍௑Ъੜ Ѓ୧І۰ĂੜЃ ܛ ̝͚;ܼॲፂ ڇ ચѐྤ̈́ੜЃ݈ 6 ̝࣎͡πӮᓟྤࢍზĂ 15 ѐͽ̰ ( ӣ ) ۞ ڇ ચѐྤՏ႕˘ѐග̟׌ ࣎ૄᇴĂ෹࿅ 15 ѐ̝ ڇ ચѐྤՏ႕˘ѐග̟˘࣎ૄᇴĂଘ௢᎕౵੼ͽ 45 ࣎ૄᇴ ࠎ ࢨĄώҖ޷͡ಶᓟྤᓁᗝ 11.654% ೩ᇥੜЃૄ ܛ ( ϔ઼ 107 ѐ 1 ͡Ҍ 5 ̝͡೩ᇥத ࠎ 9.622%) Ăͽ౻̍ੜЃ໤౯ ܛ Ⴞ༛؎ࣶົ̝Щཌྷ૞͗ᐼх ٺ ᄂ៉ᅙ ҖĄΩώҖ ٺ Տѐѐ ޘ ௣˞݈ĂҤზ݈ี౻̍ੜЃ໤౯ ܛ ૞͗ዶᗝĂࡶྍዶᗝ̙֖ග;Ѩ˘ѐ ޘ ̰࿰Ҥ௑ЪੜЃ୧І̝ ౻ֶ݈̍ࢗࢍზ̝ੜЃ ܛ ᇴᗝĂώҖ૟ ٺ Ѩѐ ޘ ˬ͡ غ ݈˘Ѩ೩ᇥ׎मᗝĄ (2) ྤய࢑ๅܑᄮЕ̝ ܛ ᗝт˭Ĉ 107 ѐ 12 ͡ 31 ͟ 106 ѐ 12 ͡ 31 ͟ ቁ ؠ ჊Ӏཌྷચனࣃ $ 16,909,423 $ 16,470,771 ࢍ൪ྤய̳̯ᆊࣃ ( 9,151,785 ) ( 9,311,484 ) ஐቁ ؠ ჊Ӏ࢑ๅ $ 7,757,638 $ 7,159,287 (3) ஐቁ ؠ ჊Ӏ࢑ๅ̝តજт˭Ĉ ቁ ؠ ჊Ӏཌྷચனࣃ ࢍ൪ྤய̳̯ᆊࣃ ஐቁ ؠ ჊Ӏ࢑ๅ 107 ѐ ޘ 1 ͡ 1 ͟ዶᗝ $ 16,470,771 ( $ 9,311,484 ) $ 7,159,287 ༊ഇ ڇ ચјώ 502,408 - 502,408 Ӏि෱ϡ ( ќˢ ) 161,037 ( 92,031 ) 69,006 17,134,216 ( 9,403,515 ) 7,730,701 ГᏊณᇴĈ ࢍ൪ྤயಡ࿌ ( ̙Β ߁ Βӣ ٺ Ӏ िќˢٕ෱ϡ̝ ܛ ᗝ ) - ( 287,739 ) ( 287,739 ) ੑચ઄నតજᇆᜩᇴ 326,372 - 326,372 གྷរአፋ 718,457 - 718,457 1,044,829 ( 287,739 ) 757,090 ೩ᇥੜЃૄ !ܛ - ( 730,153 ) ( 730,153 ) ͚;ੜЃ !ܛ ( 1,269,622 ) 1,269,622 - 12 ͡ 31 ͟ዶᗝ $ 16,909,423 ( $ 9,151,785 ) $ 7,757,638 ቁ ؠ ჊Ӏཌྷચனࣃ ࢍ൪ྤய̳̯ᆊࣃ ஐቁ ؠ ჊Ӏ࢑ๅ 106 ѐ ޘ 1 ͡ 1 ͟ዶᗝ $ 15,585,176 ( $ 9,866,865 ) $ 5,718,311 ༊ഇ ڇ ચјώ 452,603 - 452,603 Ӏि෱ϡ ( ќˢ ) 152,236 ( 97,646 ) 54,590 16,190,015 ( 9,964,511 ) 6,225,504 ГᏊณᇴĈ ࢍ൪ྤயಡ࿌ ( ̙Β ߁ Βӣ ٺ Ӏ िќˢٕ෱ϡ̝ ܛ ᗝ ) - 3,819 3,819 ੑચ઄నតજᇆᜩᇴ 1,461,253 - 1,461,253 གྷរአፋ 274,553 - 274,553 1,735,806 3,819 1,739,625 ೩ᇥੜЃૄ !ܛ - ( 805,842 ) ( 805,842 ) ͚;ੜЃ !ܛ ( 1,455 ,050 ) 1,455,050 - 12 ͡ 31 ͟ዶᗝ $ 16,470,771 ( $ 9,311,484 ) $ 7,159,287 (4) ώҖ̝ቁ ؠ ჊ӀੜЃࢍ൪ૄ ܛ ྤயĂܼϤᄂ៉ᅙҖ޷ྍૄ ܛ ѐ ޘ Ըྤྻϡࢍ൪ٙ ؠ ؎੉གྷᒉีϫ̝ͧ 例 ̈́ ܛ ᗝቑಛ̰Ă ֶ౻̍ੜЃૄ ܛ ќ͚ܲგ̈́ྻϡᏱ ڱ ௐ̱୧̝ีϫ ( ӈх ٸ ઼̰γ̝ ܛ Ꮙ፟ၹĂԸྤ઼̰γ˯ξă˯ᕢٕռ๒̝ᝋৈᙋ ד ̈́Ըྤ઼̰γ 不 જய̝ᙋ ד ̼થ ݡ ඈ ) Ᏹந؎੉གྷᒉĂ࠹ᙯྻϡଐԛܼϤ౻̍ੜЃૄ ܛ ႾநົซҖႾ༛Ąྍૄ ܛ ̝ྻ ϡĂ׎Տѐՙზ̶੨̝౵ҲќৈĂ̙଀Ҳ ٺ ֶ༊гᅙҖ˟ѐ ؠ ഇхഠӀதࢍზ̝ќৈĂࡶѣ̙֖Ă݋གྷ͹გ፟ᙯ८ࣞ ޢ Ϥ઼ऱ֖ྃĄЯώҖ൑ᝋણᄃྍૄ ܛ ̝ྻү̈́გநĂ ߇ ൑ ڱ ઼ֶᅫົࢍ໤݋ௐ 19 ཱིௐ 142 ߱ఢ ؠ ೬ᜨࢍ൪ྤய̳̯ᆊ ࣃ̶̝ᙷĄϔ઼ 107 ѐ̈́ 106 ѐ 12 ͡ 31 ͟ၹјྍૄ ܛ ᓁྤய̝̳̯ᆊࣃĂኛྎ ع߆ ̳Ә̝Чѐ ޘ ̝౻̍ੜЃૄ ܛ ྻ ϡಡӘĄ!