兆豐國際商業銀行107年 年報

103 財 務 概 況 103 Џᖳ઼ᅫથຽᅙҖ۵Њѣࢨ̳Φ̳̈́̄Φ Ъ!׀!ੑ ચ ಡ ܑ! ܢ ො ϔ઼ 107 ѐ ޘ ̈́ 106 ѐ ޘ ಏҜĈາᄂ။Ζ̮ ĞੵপҾො ځ ۰γğ ˘ă̳Φ ڻ ࢭ! ( ˘ ) Џᖳ઼ᅫથຽᅙҖ۵Њѣࢨ̳Φ ( ͽ˭ᖎჍώҖ ) ݈֗ ࠎ ઼̚ᅙҖĂ ٺ ϔ઼ 60 ѐ 12 ͡ 15 ֶ͟ፂᓁ௚̳Ҷ̝Ķ઼઼̚ᅫથຽᅙҖ ୧ּķ ( ̏ ٺ ϔ઼ 94 ѐ 12 ͡ᆿͤ ) ̈́ѣᙯ ڱ ΄ϒёԼ௡Ąϔ઼ 91 ѐ 12 ͡ 31 ͟ώҖֶ ܛ Ꮙଠ۵̳Φ ڱ ۵Њᖼೱ҃ ࠎ Џᖳ ܛ Ꮙ ଠ۵۵Њѣࢨ̳ΦѺ̶̝Ѻ޺۵̝̳̄ΦĂ֭௣ͤ˯ξ෴኱Ą ࠎ ᕖ̂གྷᒉఢሀĂૻ̼ξಞΚѣதĂώҖͽϔ઼ 95 ѐ 8 ͡ 21 ͟ ࠎ ૄ໤͟ӛќϹ఼ᅙҖ۵Њѣࢨ̳Φ ( ͽ˭ᖎჍϹ఼ᅙҖ ) ֭ՀЩ ࠎ Џᖳ઼ᅫથຽᅙҖ۵Њѣࢨ̳ΦĄЏᖳ ܛ Ꮙଠ۵۵Њѣࢨ̳ Φ ( ͽ˭ᖎჍЏᖳ ܛ ଠ ) ޺ѣώҖ 100% ۵ᇴĂ ࠎ ώҖ̝౵௣ϓ̳ΦĄ ( ˟ ) ώҖགྷᒉ̝ຽચ ࠎ Ĉ (1) ֶᅙҖ ڱ થຽᅙҖౢఢ ؠ ̝ຽચć (2) ઼ᅫ๗Ҹ̈́ѣᙯຽચć (3) ซ΍˾෷ഠ̈́ܲᙋຽચć (4) ׎΁ᄃ઼ᅫ ෶ ٽ ൴णѣᙯ̝ ܛ Ꮙຽચć (5) Ᏹந ܫ ੉ຽચć (6) ତ މצ ͗Бᝋ؎੉Ըྤຽચć (7) Ᏹந̚ ܜ ഇฟ൴ّ ٸ ഠăܲᙋඈ଱ ܫ ຽચć (8) ણΐԸྤ౹ጱّ̈́౹ຽԸྤְ̝ຽć (9) གྷ̚δ͹გ፟ᙯ८ࣞᏱந̝׎΁ѣᙯຽચĄ ( ˬ ) ώҖᓁგந఍ტநБҖְચ̈́ຽચĂ֭д઼̰γЧࢦࢋгડనϲ̶ҖĂᖣͽଯᇃЧีຽચĄώҖֶ ڱ ොΊ֭నϲ ٺ ̚රϔ઼Ą ၟҌϔ઼ 107 ѐ 12 ͡ 31 ͤ͟ĂώҖనѣ̶઼̰Җ 109 छ ( ̙ӣᓁ఍ᒉຽಏҜ ) ă઼γ̶Җ 23 छă઼γ̄Җ 1 छ ( ΐो̂Џᖳ઼ ᅫથຽᅙҖ ٺ ϔ઼ 107 ѐ 4 ͡ 16 ͟Լ ࠎט ̶Җኛྎ ܢ ොȈ̱̝ᄲ ځ ) ă઼γ͚Җ 5 छă઼γ΃ܑ఍ 2 ఍̈́ҖዚᏱְ఍ 1 ఍Ą ( α ) ώҖ ܫ ੉఍ᏱநᅙҖ ڱ ఢ ؠ ̝ ܫ ੉Ըྤຽચ̝ఢထăგந̈́ᒉຽĄ ( ̣ ) ၟҌϔ઼ 107 ѐ̈́ 106 ѐ 12 ͡ 31 ͤ͟ĂώҖ̈́̄Җ̝ࣶ̍ˠᇴ̶Ҿ ࠎ 6,560 ˠ̈́ 6,202 ˠĄ ˟ă఼࿅ੑચಡӘ̝͟ഇ̈́඀Ԕ! ώЪ׀ੑચಡӘ̏ ٺ ϔ઼ 108 ѐ 3 ͡ 15 ͟གྷ཭ְົ఼࿅൴ҶĄ ˬăາ൴Ҷ࣒̈́ࢎ໤݋̈́ྋᛖ̝ዋϡ! ( ˘ ) ̏ଳϡ ܛ ᏉႾ༛გந؎ࣶົ ( ͽ˭ᖎჍĶ ܛ გົķ ) ᄮΞ̝າ൴Ҷă࣒ϒ ޢ ઼ᅫੑચಡጱ໤݋̝ᇆᜩ ˭ܑຉЕ ܛ გົᄮΞ̝ϔ઼ 107 ѐዋϡ઼̝ᅫੑચಡጱ໤݋̝າ൴Ҷă࣒ϔ࣒́ࢎ̝໤݋̈́ྋᛖĈ າ൴Ҷ / ࣒ϒ / ࣒ࢎ໤݋̈́ྋᛖ ઼ᅫົࢍ໤݋நְົ൴Ҷ̝Ϡड़͟ ઼ᅫੑચಡጱ໤݋ௐ 2 ཱི̝࣒ϒĶ۵Њૄᖂග;Ϲ ٽ ̶̝ᙷ̈́Ꮚณķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ઼ᅫੑચಡጱ໤݋ௐ 4 ཱི̝࣒ϒĶ ٺ ઼ᅫੑચಡጱ໤݋ௐ 4 ཱིĺܲᐍЪ ࡗ Ļ˭઼ᅫੑચಡ ጱ໤݋ௐ 9 ཱིĺ ܛ Ꮙ̍׍Ļ̝ዋϡķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ઼ᅫੑચಡጱ໤݋ௐ 9 ཱིĶ ܛ Ꮙ̍׍ķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ઼ᅫੑચಡጱ໤݋ௐ 15 ཱིĶ މ ͗Ъ ࡗ ̝ќˢķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ઼ᅫੑચಡጱ໤݋ௐ 15 ཱི̝࣒ϒĶ઼ᅫੑચಡጱ໤݋ௐ 15 ཱིĺ މ ͗Ъ ࡗ ̝ќˢĻ̝ᛚᛖķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ઼ᅫົࢍ໤݋ௐ 7 ཱི̝࣒ϒĶ೬ᜨ࣍ᛉķ ϔ઼ 106 ѐ 1 ͡ 1 ͟ ઼ᅫົࢍ໤݋ௐ 12 ཱི̝࣒ϒĶϏ၁னຫε̝ᅍ ؼ ٙ଀ඁྤய̝ᄮЕķ ϔ઼ 106 ѐ 1 ͡ 1 ͟ ઼ᅫົࢍ໤݋ௐ 40 ཱི̝࣒ϒĶԸྤّ̙જய̝ᖼЕķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ઼ᅫੑચಡጱྋᛖௐ 22 ཱིĶγ။Ϲ ٽ ᄃ࿰ќ ( ; ) ၆ᆊķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ 2014-2016 ฉഇ̝ѐ ޘ Լච - ઼ᅫੑચಡጱ໤݋ௐ 1 ཱིĶࢵѨଳϡ઼ᅫੑચಡጱ໤݋ķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ 2014-2016 ฉഇ̝ѐ ޘ Լච - ઼ᅫੑચಡጱ໤݋ௐ 12 ཱིĶ၆׎΁࣎វ̝ᝋৈ̝೬ᜨķ ϔ઼ 106 ѐ 1 ͡ 1 ͟ 2014-2016 ฉഇ̝ѐ ޘ Լච - ઼ᅫົࢍ໤݋ௐ 28 ཱིĶԸྤᙯᓑЋຽ̈́Ъྤķ ϔ઼ 107 ѐ 1 ͡ 1 ͟ ੵ˭Еٙࢗ۰γĂགྷෞҤ˯ࢗ໤݋̈́ྋᛖ၆ώҖ̈́̄Җੑચ ڶې ᄃੑચᒻड़֭൑ࢦ̂ᇆᜩĈ ઼ᅫੑચಡጱ໤݋ௐ 9 ཱིĶ ܛ Ꮙ̍׍ķ 1. ܛ Ꮙྤயๅચ̍׍޷Ћຽ̝གྷᒉሀё̈́Ъ ࡗ ன ߹ܛ ณপّҿᕝĂΞ̶ᙷ ࠎ ౅࿅ຫৈ޷̳̯ᆊࣃᏊณ̝ ܛ Ꮙྤயă౅࿅׎΁ტ Ъຫৈ޷̳̯ᆊࣃᏊณ̝ ܛ Ꮙྤய̈́޷ᝊዚ ޢ јώᏊณ̝ ܛ Ꮙྤயć ܛ Ꮙྤயᝋৈ̍׍̶ᙷ ࠎ ౅࿅ຫৈ޷̳̯ᆊࣃᏊณ̝ ܛ ᏉྤயĂੵ ܧ Ћຽү̙Ξၣዚ̝Ᏼፄ૟ ܧ Ϲ ٽ ϫ۞̝ᝋৈ̍׍۞̳̯ᆊࣃᄮЕ ٺ ׎΁ტЪຫৈĄ 2. ܛ Ꮙྤயๅચ̍׍̝ഴຫෞҤᑕଳ࿰ഇ ܫ ϡຫεሀёĂ ٺ Տ˘ྤய࢑ๅܑ͟ෞҤྍ̍׍̝ ܫ ϡࢲᐍ ߏ ӎѣព඾ᆧΐĂͽዋϡ 12 ̝࣎͡࿰ഇ ܫ ϡຫεٕхᜈഇม̝࿰ഇ ܫ ϡຫε ( ٺ ൴Ϡഴຫ݈̝Ӏिќˢ޷ྤய૳ࢬᓁᗝҤࢍ ) ćٕ ߏ ӎຽ̏൴ϠഴຫĂ ٺ ൴Ϡഴຫ ޢ ̝Ӏिќˢ޷೩Е౯ ٯ ӑ૳ ޢ ̝૳ࢬஐᗝҤࢍĄᑕќ૳ഠ ( ̙Βӣࢦ̂ੑચ௡јొ̶ ) ᑕ޷хᜈഇม̝࿰ഇ ܫ ϡ ຫεᏊณ౯ ٯ ຫεĄ 3. ˘ਠᔖᐍົࢍ̝࣒ϒֹົࢍ఍நᄃЋຽ̝ࢲᐍგந ߆ ඉՀ ࠎ ˘࡭Ăฟ ܛܧٸ Ꮙีϫ̝௡јొ̶̈́ีϫཏ௡ඈ଀ү ࠎ జᔖᐍี ϫĂӁੵ 80%~125% ੼ ޘ ѣड़ᔖᐍ̝ ܝ ᕣĂ֭າᆧдЋຽ̝ࢲᐍგநϫᇾ̙ត̝ଐ ڶ ˭଀ͽࢦາπᏊజᔖᐍีϫ̈́ᔖᐍ̍ ׍̝ᔖᐍͧதĄ